| A | I now actually occupy the above described property as my home or intend to move into and occupy said property as my home within a reasonable period of time or intend to reoccupy it after the completion of major alterations, repairs or improvements |
| B | My spouse is on active military duty and in his or her absence, I occupy or intend to occupy the property securing this loan as my home |
| C | I previously occupied the property securing this loan as my home. (for interest rate reductions.) |
| D | While my spouse was on active military duty and unable to occupy the property securing this loan, I previously occupied the property that is securing this loan as my home. (for interest rate reduction loans) |