| Attribute/Logical Rolename |
Domain |
Datatype |
NULL |
Definition |
| AdjustmentChangeEffectiveDueDate |
MISMODate |
DATE |
NO |
The effective payment due date of the Interest Rate, principal and interest Payment or Service Fee Change. |
| SequenceNumber |
XSD:Integer |
INTEGER |
YES |
An integer value used to provide an order to multi-instance sibling elements. The value must be unique for each sibling element. |
| AdjustmentChangeIndexRatePercent |
MISMOPercent |
DECIMAL(0, 2) |
NO |
The index value used to calculate the interest rate percent for this adjustment. |
| AdjustmentChangeInterestRatePercent |
MISMOPercent |
DECIMAL(0, 2) |
NO |
The calculated or pre-determined interest rate percent that will be effective on the Adjustment Change Effective Due Date. |
| AdjustmentChangeOccurrenceExtendedTermMonthsCount |
MISMOCount |
INTEGER |
NO |
For loans where the term of the loan can be extended rather than increasing the principal and interest payment, this is the new term of the loan including any extension. |
| AdjustmentChangeOccurrencePassThroughRatePercent |
MISMOPercent |
DECIMAL(0, 2) |
NO |
The new rate, expressed as a percent, at which the Servicer passes through interest on the loan to the investor. It can be computed using either a top-down formula: Loan Interest Rate - Servicing Fee Rate - Excess Yield Rate -Lender Guaranty Fee Rate, or |
| AdjustmentChangeOccurrenceType |
AdjustmentChangeOccurrenceEnum |
VARCHAR(0) |
YES |
Indicates the reason for the Interest Rate, principal and interest Payment or Service Fee change on an existing mortgage loan.
|
| AdjustmentChangeOccurrenceTypeOtherDescription |
MISMOString |
VARCHAR(0) |
NO |
A free-form text field used to capture the Adjustment Change Occurrence type if Other is selected. |
| AdjustmentChangePrincipalAndInterestPaymentAmount |
MISMOAmount |
DECIMAL(0, 2) |
NO |
The dollar amount of the principal and interest payment associated with the Adjustment Change Effective Due Date. |
| AdjustmentChangeProjectedPrincipalBalanceAmount |
MISMOAmount |
DECIMAL(0, 2) |
NO |
The projected principal balance amortized to the date for which interest rate, principal and interest payment, or convertible calculations were performed. |
| AdjustmentChangeServiceFeeAmount |
MISMOAmount |
DECIMAL(0, 2) |
NO |
The recalculated fixed dollar amount that is paid to the servicer by the investor for servicing the mortgage if a service fee percent is not expressed. |
| AdjustmentChangeServiceFeeRatePercent |
MISMOPercent |
DECIMAL(0, 2) |
NO |
The recalculated percentage of interest collected that is paid to the servicer by the investor for servicing the mortgage (gross). |
| AdjustmentRuleType |
AdjustmentRuleEnum |
VARCHAR(0) |
YES |
Specifies whether the occurrence of the adjustment is the first change or a subsequent change
|
| BalloonResetDate |
MISMODate |
DATE |
NO |
The date the balloon loan was reset to the current market rate for the remainder of the amortization period. |
| CarryoverRatePercent |
MISMOPercent |
DECIMAL(0, 2) |
NO |
The cumulative unapplied difference between the calculated interest rate and the capped Interest Rate that can be used to modify the calculated interest rate at future interest rate change dates. Carryover Rate Percent is only present if Carryover Rate In |
| ChangeOccurrenceExtendedTermMonthsCount |
MISMOCount |
INTEGER |
NO |
For loans where the term of the loan can be extended rather than increasing the principal and interest payment, this is the new term of the loan including any extension. |
| ConvertibleStatusType |
ConvertibleStatusEnum |
VARCHAR(0) |
YES |
Indicates whether the mortgagor has exercised the option to convert the ARM loan to a fixed rate loan.
|
| LastRateChangeNotificationDate |
MISMODate |
DATE |
NO |
Date of last ARM change notification mailed to Mortgagor |
| LatestConversionEffectiveDate |
MISMODate |
DATE |
NO |
The most recent date on which a change in the terms of the loan, as described in the note, became effective. |
| NextConversionOptionEffectiveDate |
MISMODate |
DATE |
NO |
The next payment due date for which the mortgage has the option to convert to a fixed rate loan. |
| NextConversionOptionNoticeDate |
MISMODate |
DATE |
NO |
The date the next conversion option notice is due to be sent. |
| NextDemandConversionOptionNoticeDate |
MISMODate |
DATE |
NO |
The next payment due date on which a conversion option notice will be sent as a courtesy for a demand convertible loan. |
| NextIgnorePrincipalAndInterestPaymentAdjustmentCapsDate |
MISMODate |
DATE |
NO |
The due date of the next payment for which the new principal and interest payment is calculated without regard to per change or lifetime caps. |
| NextIgnoreRateAdjustmentCapsDate |
MISMODate |
DATE |
NO |
The due date of the next payment for which the new interest rate is calculated without regard to periodic, per change or lifetime caps. |
| NextPrincipalAndInterestPaymentChangeEffectiveDate |
MISMODate |
DATE |
NO |
The payment due date of the next principal and interest payment to be calculated. |
| NextRateAdjustmentEffectiveDate |
MISMODate |
DATE |
NO |
The date on which the next interest rate adjustment goes into effect. |
| NextRateAdjustmentEffectiveNoticeDate |
MISMODate |
DATE |
NO |
The interest rate change effective date for which the next interest rate change notice is to be sent, if notices are not sent to the mortgagor for every change. |
| RateAdjustmentPercent |
MISMOPercent |
DECIMAL(0, 2) |
NO |
Percentage to be added to current or original interest rate, if the interest rate on the subject loan can change. |
| ServicerARMPlanIdentifier |
MISMOIdentifier |
VARCHAR(0) |
NO |
Identifies the servicers plan of the varying loan payment and/or rate change characteristics. |