| Attribute/Logical Rolename |
Domain |
Datatype |
NULL |
Definition |
| CarryoverRateIndicator |
MISMOIndicator |
BIT |
NO |
Indicates if the difference between capped and uncapped interest rate is to be carried over and applied to a future interest rate change. If Carryover Rate Indicator is present, any accumulated rate is placed in Carryover Rate Percent. |
| CeilingRatePercent |
MISMOPercent |
DECIMAL(0, 2) |
NO |
The stated maximum percentage to which the interest rate can increase over the life of the loan. |
| DeferredInterestExclusionIndicator |
MISMOIndicator |
BIT |
NO |
Indicates that any accumulated deferred interest is excluded from the principal balance when a new payment is calculated for an ARM loan with negative amortization. |
| FirstRateChangeMonthsCount |
MISMOCount |
INTEGER |
NO |
The number of months after origination in which the first interest rate adjustment occurs, if the interest rate on the subject loan can change. |
| FirstRateChangePaymentEffectiveDate |
MISMODate |
DATE |
NO |
The due date of the first payment reflecting the first interest rate change for the loan. |
| FloorRatePercent |
MISMOPercent |
DECIMAL(0, 2) |
NO |
The stated minimum percentage the interest rate can decrease to over the life of the loan. |
| InterestRateAdjustmentCalculationMethodType |
InterestRateAdjustmentCalculationMethodEnum |
VARCHAR(0) |
YES |
Specifies a method employed to calculate the interest rate of the loan.
|
| InterestRateAdjustmentCalculationMethodTypeOtherDescription |
MISMOString |
VARCHAR(0) |
NO |
A free form text field used to collect additional information when Other is selected for Interest Rate Adjustment Calculation Method Type. |
| InterestRateAverageValueCount |
MISMOCount |
INTEGER |
NO |
The number of interest rates that should be averaged to calculate the new interest rate for an ARM change if rate averaging is applicable. |
| InterestRateLifetimeAdjustmentCeilingType |
InterestRateLifetimeAdjustmentCeilingEnum |
VARCHAR(0) |
YES |
Describes if a lifetime ceiling exists for the specified plan and the method of calculating the ceiling. This field used in conjunction with the Maximum Increase Rate.
|
| InterestRateLifetimeAdjustmentCeilingTypeOtherDescription |
MISMOString |
VARCHAR(0) |
NO |
A free form text field used to collect additional information when Other is selected for Interest Rate Lifetime Adjustment Ceiling Type. |
| InterestRateLifetimeAdjustmentFloorType |
InterestRateLifetimeAdjustmentFloorEnum |
VARCHAR(0) |
YES |
Describes if a lifetime floor exists for the specified plan and the method of calculating the floor. This field used in conjunction with the Maximum Decrease Rate.
|
| InterestRateLifetimeAdjustmentFloorTypeOtherDescription |
MISMOString |
VARCHAR(0) |
NO |
A free form text field used to collect additional information when Other is selected for Interest Rate Lifetime Adjustment Floor Type. |
| InterestRateRoundingPercent |
MISMOPercent |
DECIMAL(0, 2) |
NO |
The percentage to which the interest rate is rounded when a new interest rate is calculated. This field is used in conjunction with Interest Rate Rounding Type which indicates how rounding should occur. |
| InterestRateRoundingType |
InterestRateRoundingEnum |
VARCHAR(0) |
YES |
Specifies how the interest rate is rounded when a new interest rate is calculated for an ARM change. The interest rate can be rounded Up, Down or to the Nearest Percent. This field is used in conjunction with Interest Rate Rounding Percent which indicates the percentage to which the rounding occurs.
|
| InterestRateTruncatedDigitsCount |
MISMOCount |
INTEGER |
NO |
Indicated the number of digits the interest rate should be truncated to. |
| LoanMarginCalculationMethodType |
LoanMarginCalculationMethodEnum |
VARCHAR(0) |
YES |
Describes how to calculate the margin on the loan.
|
| MarginRatePercent |
MISMOPercent |
DECIMAL(0, 2) |
NO |
The number of percentage points to be added to the index to arrive at the new interest rate. |
| MaximumDecreaseRatePercent |
MISMOPercent |
DECIMAL(0, 2) |
NO |
The maximum number of percentage points by which the interest rate can decrease from the original interest rate over the life of the loan. |
| MaximumIncreaseRatePercent |
MISMOPercent |
DECIMAL(0, 2) |
NO |
The maximum number of percentage points by which the interest rate can increase from the original interest rate over the life of the loan. |
| PaymentsBetweenInterestRateValuesCount |
MISMOCount |
INTEGER |
NO |
The number of payments between Interest Rate values that should be used if rate averaging is applicable |
| PaymentsBetweenRateChangesCount |
MISMOCount |
INTEGER |
NO |
The number of payments between rate changes. |
| TimelyPaymentRateReductionPercent |
MISMOPercent |
DECIMAL(0, 2) |
NO |
The percentage amount the interest rate will be reduced if payments are made in a timely manner. |