| Attribute/Logical Rolename |
Domain |
Datatype |
NULL |
Definition |
| HELOCAnnualFeeAmount |
MISMOAmount |
DECIMAL(0, 2) |
NO |
The dollar amount of an annual fee associated with the loan and charged to the borrower. |
| HELOCCreditCardAccountIdentifier |
MISMOIdentifier |
VARCHAR(0) |
NO |
The account number assigned for the HELOC credit card. |
| HELOCCreditCardIndicator |
MISMOIndicator |
BIT |
NO |
Indicates the loan payments are to be charged to a credit card account. |
| HELOCDailyPeriodicInterestRateCalculationType |
HELOCDailyPeriodicInterestRateCalculationEnum |
VARCHAR(0) |
YES |
The factor used in calculating the dollar amount of daily periodic interest charged in the HELOC loan transaction.
|
| HELOCInitialAdvanceAmount |
MISMOAmount |
DECIMAL(0, 2) |
NO |
The amount of money that a borrower receives at closing in a HELOC transaction. |
| HELOCMaximumAPRPercent |
MISMOPercent |
DECIMAL(0, 2) |
NO |
The maximum annual percentage rate (APR) that can be charged in association with the HELOC loan transaction. |
| HELOCMaximumBalanceAmount |
MISMOAmount |
DECIMAL(0, 2) |
NO |
The maximum dollar amount of credit available to the borrower on a Home Equity Line of Credit (HELOC) regardless of whether the borrower has accessed the amount. |
| HELOCMinimumAdvanceAmount |
MISMOAmount |
DECIMAL(0, 2) |
NO |
The minimum amount that will be allowed as an advance from the total Credit limit in a HELOC transaction. |
| HELOCMinimumPaymentAmount |
MISMOAmount |
DECIMAL(0, 2) |
NO |
The minimum dollar amount that can be paid as a monthly payment for the HELOC loan. |
| HELOCMinimumPaymentPercent |
MISMOPercent |
DECIMAL(0, 2) |
NO |
The minimum percentage rate that can be used to calculate the monthly payment for the HELOC loan. |
| HELOCRepayPeriodMonthsCount |
MISMOCount |
INTEGER |
NO |
The term in months by which full payment of the HELOC loan balance must be made. |
| HELOCReturnedCheckChargeAmount |
MISMOAmount |
DECIMAL(0, 2) |
NO |
The amount that can be charged in the case of a payment made on the HELOC loan being returned for non sufficient funds. |
| HELOCStopPaymentChargeAmount |
MISMOAmount |
DECIMAL(0, 2) |
NO |
The amount that can be charged when a stop payment is made on a loan HELOC payment. |
| HELOCTeaserMarginRatePercent |
MISMOPercent |
DECIMAL(0, 2) |
NO |
The margin rate, expressed as a percent, stated on the line of credit with a variable introductory (teaser) rate. |
| HELOCTeaserRateType |
HELOCTeaserRateEnum |
VARCHAR(0) |
YES |
The type of introductory (teaser) rate on a line of credit.
|
| HELOCTeaserTermMonthsCount |
MISMOCount |
INTEGER |
NO |
The number of months the discounted interest rate is used to determine the payment amount. |
| HELOCTerminationFeeAmount |
MISMOAmount |
DECIMAL(0, 2) |
NO |
The fee amount charged when the HELOC transaction is paid off early. |
| HELOCTerminationPeriodMonthsCount |
MISMOCount |
INTEGER |
NO |
The number of months until the HELOC is terminated. |