CURRENT_INCOME_ITEM_DETAIL Attribute Details

CurrentIncomeMonthlyTotalAmount

Base Entity	CURRENT_INCOME_ITEM_DETAIL
Attribute Name	CurrentIncomeMonthlyTotalAmount
Logical Rolename
ColumnName	CurrentIncomeMonthlyTotalAmount
RoleName
Domain	MISMOAmount
Definition	The total dollar amount per month of the borrowers current income of a single Income Type from both primary and secondary sources. Collected on the URLA in V Monthly Income.
Note

CurrentIncomeMonthlyTotalAmount Logical Attribute Properties

Logical Attribute Name CurrentIncomeMonthlyTotalAmount

Datatype DECIMAL(0, 2)

Nullable NO

CurrentIncomeMonthlyTotalAmount Domain Restrictions

CheckConstraint

Check Constraint Name

Bound Rule

Declared Default

Bound Default

CurrentIncomeMonthlyTotalAmount Bound Attachments

Name Current Value

CurrentIncomeMonthlyTotalAmount User-Defined Mappings

Model Name RoleName Parent Entity Datatype Domain Description

CurrentIncomeMonthlyTotalAmount Direct Source Mappings

Columns Transformation Logic Transformation Description

CurrentIncomeMonthlyTotalAmount Secondary Source Mappings

Columns Transformation Logic Transformation Description

CurrentIncomeMonthlyTotalAmount Direct Target Mappings

Columns Transformation Logic Transformation Description

CurrentIncomeMonthlyTotalAmount Secondary Target Mappings

Columns Transformation Logic Transformation Description

IncomeFederalTaxExemptIndicator

Base Entity	CURRENT_INCOME_ITEM_DETAIL
Attribute Name	IncomeFederalTaxExemptIndicator
Logical Rolename
ColumnName	IncomeFederalTaxExemptIndicator
RoleName
Domain	MISMOIndicator
Definition	Indicates that the income is legally exempt from federal tax.
Note

IncomeFederalTaxExemptIndicator Logical Attribute Properties

Logical Attribute Name IncomeFederalTaxExemptIndicator

Datatype BIT

Nullable NO

IncomeFederalTaxExemptIndicator Domain Restrictions

CheckConstraint

Check Constraint Name

Bound Rule

Declared Default

Bound Default

IncomeFederalTaxExemptIndicator Bound Attachments

Name Current Value

IncomeFederalTaxExemptIndicator User-Defined Mappings

Model Name RoleName Parent Entity Datatype Domain Description

IncomeFederalTaxExemptIndicator Direct Source Mappings

Columns Transformation Logic Transformation Description

IncomeFederalTaxExemptIndicator Secondary Source Mappings

Columns Transformation Logic Transformation Description

IncomeFederalTaxExemptIndicator Direct Target Mappings

Columns Transformation Logic Transformation Description

IncomeFederalTaxExemptIndicator Secondary Target Mappings

Columns Transformation Logic Transformation Description

IncomeType

Base Entity	CURRENT_INCOME_ITEM_DETAIL
Attribute Name	IncomeType
Logical Rolename
ColumnName	IncomeType
RoleName
Domain	IncomeEnum
Definition	Specifies the general names (types) of items commonly listed as income of the borrower in a mortgage loan transaction.
Note

IncomeType Logical Attribute Properties

Logical Attribute Name IncomeType

Datatype VARCHAR(0)

Nullable YES

IncomeType Domain Restrictions

CheckConstraint

Check Constraint Name

Bound Rule

Declared Default

Bound Default

IncomeType Reference Value (Bound to Domain)

Name ValidationRule209

Description

Type By List

Value Value Description

AlimonyChildSupport Periodic amount paid under terms of divorce decree / agreement. Income if borrower receives. Collected on the URLA in Section V (Monthly Income - Other).

AutomobileExpenseAccount AutomobileExpenseAccount

Base For salaried positions, the monthly amount of salary (annual salary/12). For hourly positions, the income that would arise from 52 weeks of work at the usual and customary number of non-overtime hours per week / 12. Collected on the URLA in Section V (Mon

BoarderIncome BoarderIncome

Bonus Income derived from optional compensation paid out by employer, linked to employers overall performance and/or individual performance. Collected on the URLA in Section V (Monthly Income - Bonuses).

BorrowerEstimatedTotalMonthlyIncome The borrower monthly income amount used by the lender to qualify the borrower for the loan.

Commissions borrower income that is based upon a percentage of the goods or services the borrower sells (e.g., gross Realtor commission = 6%) Collected on the URLA in Section V (Monthly Income - Commissions).

ContractBasis Income received on a contract or per job basis. Recipients are classified by employers as independent contractors and not considered employees.

DividendsInterest Funds paid to owners of stocks or bonds by issuer of stock or bond. Collected on the URLA in Section V (Monthly Income - Dividends / Interest).

FosterCare FosterCare

MilitaryBasePay MilitaryBasePay

MilitaryClothesAllowance MilitaryClothesAllowance

MilitaryCombatPay MilitaryCombatPay

MilitaryFlightPay MilitaryFlightPay

MilitaryHazardPay MilitaryHazardPay

MilitaryOverseasPay MilitaryOverseasPay

MilitaryPropPay Extra income paid to military people that have professional degrees, such as military doctors, dentists, lawyers, etc

MilitaryQuartersAllowance MilitaryQuartersAllowance

MilitaryRationsAllowance MilitaryRationsAllowance

MilitaryVariableHousingAllowance MilitaryVariableHousingAllowance

MortgageCreditCertificate An annual tax credit granted by government jurisdictions to help first-time homebuyers offset a portion of the interest on a new mortgage. Mortgage lenders often view the estimated amount of the credit as additional monthly income to help the potential borrower qualify for the loan.

MortgageDifferential Income used when an employer subsidizes and employees mortgage payments by paying all or part of the interest differential between the employees present and proposed mortgage payments.

NetRentalIncome NetRentalIncome

NotesReceivableInstallment NotesReceivableInstallment

Other Used in conjunction with a textual description of other types of income. Collected on the URLA in Section V (Monthly Income - Other).

Overtime Additional hourly compensation paid for work beyond the usual and customary work period. Collected on the URLA in Section V (Monthly Income - Overtime).

Pension Periodic amount paid by employer to persons who have retired from employer after attaining necessary term of service and other attributes. Collected on the URLA in Section V (Monthly Income).

ProposedGrossRentForSubjectProperty The anticipated rent on the subject property if it is an investment property or if a 2-4 property where other units are rented.

PublicAssistance Amount paid to borrower by federal, state or local public assistance program

RealEstateOwnedGrossRentalIncome Periodic gross rents (before expenses) arising from a piece of real estate owned (or to be owned) by borrower. Collected on the URLA in Section VI (Schedule of Real Estate - Gross Rental Income).

SocialSecurity In the US, monthly amount paid to recipients of OASI (Old Age and Survivors Insurance) commonly known as Social Security. Collected on the URLA in Section V (Monthly Income).

SubjectPropertyNetCashFlow SubjectPropertyNetCashFlow

TrailingCoBorrowerIncome TrailingCoBorrowerIncome

Trust Trust

Unemployment Amount paid or payable to borrower from state or Federal unemployment insurance program.

VABenefitsNonEducational Dollar amount of VA Benefits excluding education benefits available to a veteran borrower. Collected on the URLA in Section V (Monthly Income).

WorkersCompensation Amount paid or payable to borrower from Workers Compensation Insurance program, usually for injuries that prevent borrower from working. Collected on the URLA in Section V (Monthly Income).

IncomeType Bound Attachments

Name Current Value

IncomeType User-Defined Mappings

Model Name RoleName Parent Entity Datatype Domain Description

IncomeType Direct Source Mappings

Columns Transformation Logic Transformation Description

IncomeType Secondary Source Mappings

Columns Transformation Logic Transformation Description

IncomeType Direct Target Mappings

Columns Transformation Logic Transformation Description

IncomeType Secondary Target Mappings

Columns Transformation Logic Transformation Description

IncomeTypeOtherDescription

Base Entity	CURRENT_INCOME_ITEM_DETAIL
Attribute Name	IncomeTypeOtherDescription
Logical Rolename
ColumnName	IncomeTypeOtherDescription
RoleName
Domain	MISMOString
Definition	A free form text field used to collect additional information when Other is selected for Income Type.
Note

IncomeTypeOtherDescription Logical Attribute Properties

Logical Attribute Name IncomeTypeOtherDescription

Datatype VARCHAR(0)

Nullable NO

IncomeTypeOtherDescription Domain Restrictions

CheckConstraint

Check Constraint Name

Bound Rule

Declared Default

Bound Default

IncomeTypeOtherDescription Bound Attachments

Name Current Value

IncomeTypeOtherDescription User-Defined Mappings

Model Name RoleName Parent Entity Datatype Domain Description

IncomeTypeOtherDescription Direct Source Mappings

Columns Transformation Logic Transformation Description

IncomeTypeOtherDescription Secondary Source Mappings

Columns Transformation Logic Transformation Description

IncomeTypeOtherDescription Direct Target Mappings

Columns Transformation Logic Transformation Description

IncomeTypeOtherDescription Secondary Target Mappings

Columns Transformation Logic Transformation Description

Logical Attribute Name	CurrentIncomeMonthlyTotalAmount
Datatype	DECIMAL(0, 2)
Nullable	NO

CheckConstraint
Check Constraint Name
Bound Rule
Declared Default
Bound Default

Value	Value Description
AlimonyChildSupport	Periodic amount paid under terms of divorce decree / agreement. Income if borrower receives. Collected on the URLA in Section V (Monthly Income - Other).
AutomobileExpenseAccount	AutomobileExpenseAccount
Base	For salaried positions, the monthly amount of salary (annual salary/12). For hourly positions, the income that would arise from 52 weeks of work at the usual and customary number of non-overtime hours per week / 12. Collected on the URLA in Section V (Mon
BoarderIncome	BoarderIncome
Bonus	Income derived from optional compensation paid out by employer, linked to employers overall performance and/or individual performance. Collected on the URLA in Section V (Monthly Income - Bonuses).
BorrowerEstimatedTotalMonthlyIncome	The borrower monthly income amount used by the lender to qualify the borrower for the loan.
Commissions	borrower income that is based upon a percentage of the goods or services the borrower sells (e.g., gross Realtor commission = 6%) Collected on the URLA in Section V (Monthly Income - Commissions).
ContractBasis	Income received on a contract or per job basis. Recipients are classified by employers as independent contractors and not considered employees.
DividendsInterest	Funds paid to owners of stocks or bonds by issuer of stock or bond. Collected on the URLA in Section V (Monthly Income - Dividends / Interest).
FosterCare	FosterCare
MilitaryBasePay	MilitaryBasePay
MilitaryClothesAllowance	MilitaryClothesAllowance
MilitaryCombatPay	MilitaryCombatPay
MilitaryFlightPay	MilitaryFlightPay
MilitaryHazardPay	MilitaryHazardPay
MilitaryOverseasPay	MilitaryOverseasPay
MilitaryPropPay	Extra income paid to military people that have professional degrees, such as military doctors, dentists, lawyers, etc
MilitaryQuartersAllowance	MilitaryQuartersAllowance
MilitaryRationsAllowance	MilitaryRationsAllowance
MilitaryVariableHousingAllowance	MilitaryVariableHousingAllowance
MortgageCreditCertificate	An annual tax credit granted by government jurisdictions to help first-time homebuyers offset a portion of the interest on a new mortgage. Mortgage lenders often view the estimated amount of the credit as additional monthly income to help the potential borrower qualify for the loan.
MortgageDifferential	Income used when an employer subsidizes and employees mortgage payments by paying all or part of the interest differential between the employees present and proposed mortgage payments.
NetRentalIncome	NetRentalIncome
NotesReceivableInstallment	NotesReceivableInstallment
Other	Used in conjunction with a textual description of other types of income. Collected on the URLA in Section V (Monthly Income - Other).
Overtime	Additional hourly compensation paid for work beyond the usual and customary work period. Collected on the URLA in Section V (Monthly Income - Overtime).
Pension	Periodic amount paid by employer to persons who have retired from employer after attaining necessary term of service and other attributes. Collected on the URLA in Section V (Monthly Income).
ProposedGrossRentForSubjectProperty	The anticipated rent on the subject property if it is an investment property or if a 2-4 property where other units are rented.
PublicAssistance	Amount paid to borrower by federal, state or local public assistance program
RealEstateOwnedGrossRentalIncome	Periodic gross rents (before expenses) arising from a piece of real estate owned (or to be owned) by borrower. Collected on the URLA in Section VI (Schedule of Real Estate - Gross Rental Income).
SocialSecurity	In the US, monthly amount paid to recipients of OASI (Old Age and Survivors Insurance) commonly known as Social Security. Collected on the URLA in Section V (Monthly Income).
SubjectPropertyNetCashFlow	SubjectPropertyNetCashFlow
TrailingCoBorrowerIncome	TrailingCoBorrowerIncome
Trust	Trust
Unemployment	Amount paid or payable to borrower from state or Federal unemployment insurance program.
VABenefitsNonEducational	Dollar amount of VA Benefits excluding education benefits available to a veteran borrower. Collected on the URLA in Section V (Monthly Income).
WorkersCompensation	Amount paid or payable to borrower from Workers Compensation Insurance program, usually for injuries that prevent borrower from working. Collected on the URLA in Section V (Monthly Income).