SequenceNumber |
Base Entity | CREDIT_RESPONSE_ALERT_MESSAGE |
Attribute Name | SequenceNumber |
Logical Rolename | |
ColumnName | SequenceNumber |
RoleName | |
Domain | XSD:Integer |
Definition | An integer value used to provide an order to multi-instance sibling elements. The value must be unique for each sibling element. |
Note |
SequenceNumber Logical Attribute Properties |
Logical Attribute Name | SequenceNumber |
Datatype | INTEGER |
Nullable | YES |
SequenceNumber Domain Restrictions |
CheckConstraint | |
Check Constraint Name | |
Bound Rule | |
Declared Default | |
Bound Default |
SequenceNumber Bound Attachments |
Name | Current Value |
SequenceNumber User-Defined Mappings |
Model | Name | RoleName | Parent Entity | Datatype | Domain | Description |
SequenceNumber Direct Source Mappings |
Columns | Transformation Logic | Transformation Description |
SequenceNumber Secondary Source Mappings |
Columns | Transformation Logic | Transformation Description |
SequenceNumber Direct Target Mappings |
Columns | Transformation Logic | Transformation Description |
SequenceNumber Secondary Target Mappings |
Columns | Transformation Logic | Transformation Description |
CreditRepositorySourceType |
Base Entity | CREDIT_RESPONSE_ALERT_MESSAGE |
Attribute Name | CreditRepositorySourceType |
Logical Rolename | |
ColumnName | CreditRepositorySourceType |
RoleName | |
Domain | CreditRepositorySourceEnum |
Definition | This element describes the source of the credit file, Equifax, Experian, Trans Union or Unspecified if the specific sources are not specified. |
Note |
CreditRepositorySourceType Logical Attribute Properties |
Logical Attribute Name | CreditRepositorySourceType |
Datatype | VARCHAR(0) |
Nullable | YES |
CreditRepositorySourceType Domain Restrictions |
CheckConstraint | |
Check Constraint Name | |
Bound Rule | |
Declared Default | |
Bound Default |
CreditRepositorySourceType Reference Value (Bound to Domain) |
Name | ValidationRule114 |
Description | |
Type | By List |
Value | Value Description |
Equifax | Equifax |
Experian | Experian |
Other | Other |
TransUnion | TransUnion |
Unspecified | Unspecified |
CreditRepositorySourceType Bound Attachments |
Name | Current Value |
CreditRepositorySourceType User-Defined Mappings |
Model | Name | RoleName | Parent Entity | Datatype | Domain | Description |
CreditRepositorySourceType Direct Source Mappings |
Columns | Transformation Logic | Transformation Description |
CreditRepositorySourceType Secondary Source Mappings |
Columns | Transformation Logic | Transformation Description |
CreditRepositorySourceType Direct Target Mappings |
Columns | Transformation Logic | Transformation Description |
CreditRepositorySourceType Secondary Target Mappings |
Columns | Transformation Logic | Transformation Description |
CreditRepositorySourceTypeOtherDescription |
Base Entity | CREDIT_RESPONSE_ALERT_MESSAGE |
Attribute Name | CreditRepositorySourceTypeOtherDescription |
Logical Rolename | |
ColumnName | CreditRepositorySourceTypeOtherDescription |
RoleName | |
Domain | MISMOString |
Definition | When Credit Repository Source Type is set to Other, enter its value in this data element. |
Note |
CreditRepositorySourceTypeOtherDescription Logical Attribute Properties |
Logical Attribute Name | CreditRepositorySourceTypeOtherDescription |
Datatype | VARCHAR(0) |
Nullable | NO |
CreditRepositorySourceTypeOtherDescription Domain Restrictions |
CheckConstraint | |
Check Constraint Name | |
Bound Rule | |
Declared Default | |
Bound Default |
CreditRepositorySourceTypeOtherDescription Bound Attachments |
Name | Current Value |
CreditRepositorySourceTypeOtherDescription User-Defined Mappings |
Model | Name | RoleName | Parent Entity | Datatype | Domain | Description |
CreditRepositorySourceTypeOtherDescription Direct Source Mappings |
Columns | Transformation Logic | Transformation Description |
CreditRepositorySourceTypeOtherDescription Secondary Source Mappings |
Columns | Transformation Logic | Transformation Description |
CreditRepositorySourceTypeOtherDescription Direct Target Mappings |
Columns | Transformation Logic | Transformation Description |
CreditRepositorySourceTypeOtherDescription Secondary Target Mappings |
Columns | Transformation Logic | Transformation Description |
CreditResponseAlertMessageAdverseIndicator |
Base Entity | CREDIT_RESPONSE_ALERT_MESSAGE |
Attribute Name | CreditResponseAlertMessageAdverseIndicator |
Logical Rolename | |
ColumnName | CreditResponseAlertMessageAdverseIndicator |
RoleName | |
Domain | MISMOIndicator |
Definition | This indicator is set to Y when the Credit Response Alert Message contains information which may be considered adverse and may require further investigation or other action. |
Note |
CreditResponseAlertMessageAdverseIndicator Logical Attribute Properties |
Logical Attribute Name | CreditResponseAlertMessageAdverseIndicator |
Datatype | BIT |
Nullable | NO |
CreditResponseAlertMessageAdverseIndicator Domain Restrictions |
CheckConstraint | |
Check Constraint Name | |
Bound Rule | |
Declared Default | |
Bound Default |
CreditResponseAlertMessageAdverseIndicator Bound Attachments |
Name | Current Value |
CreditResponseAlertMessageAdverseIndicator User-Defined Mappings |
Model | Name | RoleName | Parent Entity | Datatype | Domain | Description |
CreditResponseAlertMessageAdverseIndicator Direct Source Mappings |
Columns | Transformation Logic | Transformation Description |
CreditResponseAlertMessageAdverseIndicator Secondary Source Mappings |
Columns | Transformation Logic | Transformation Description |
CreditResponseAlertMessageAdverseIndicator Direct Target Mappings |
Columns | Transformation Logic | Transformation Description |
CreditResponseAlertMessageAdverseIndicator Secondary Target Mappings |
Columns | Transformation Logic | Transformation Description |
CreditResponseAlertMessageCategoryType |
Base Entity | CREDIT_RESPONSE_ALERT_MESSAGE |
Attribute Name | CreditResponseAlertMessageCategoryType |
Logical Rolename | |
ColumnName | CreditResponseAlertMessageCategoryType |
RoleName | |
Domain | CreditResponseAlertMessageCategoryEnum |
Definition | Describes the general category of the alert message. This allows for automated processing by systems reading the credit alert messages. |
Note |
CreditResponseAlertMessageCategoryType Logical Attribute Properties |
Logical Attribute Name | CreditResponseAlertMessageCategoryType |
Datatype | VARCHAR(0) |
Nullable | YES |
CreditResponseAlertMessageCategoryType Domain Restrictions |
CheckConstraint | |
Check Constraint Name | |
Bound Rule | |
Declared Default | |
Bound Default |
CreditResponseAlertMessageCategoryType Reference Value (Bound to Domain) |
Name | ValidationRule116 |
Description | |
Type | By List |
Value | Value Description |
CreditFileSuppressed | The file exists, but is suppressed due to borrower’s request, or borrower is a minor, or credit freeze is in effect in compliance with any state law. |
DeathClaim | Death benefits have been filed through Social Security Administration or other entity, or death certificate is on file. |
DemographicsVerification | Message identifies potentially fraudulent, missing, or erroneous information in the credit request. (i.e. Equifax SafeScan, Experian FACT Plus, Trans Union Hawk Alert). |
FACTAActiveDuty | The borrower is on active military duty. There may be FACT Act compliance requirements related to this alert message. |
FACTAAddressDiscrepancy | There are significant differences between the address submitted in the credit request and the address in the credit file. There may be FACT Act compliance requirements related to this alert message. |
FACTAFraudVictimExtended | The borrower has been a fraud victim. Extended alerts are maintained by the credit repository bureaus for seven years. |
FACTAFraudVictimInitial | The borrower has been a fraud victim. Initial alerts are maintained by the credit repository bureaus for 90 days. |
FACTARiskScoreValue | The borrower’s Credit Risk Score Value was negatively affected by the presence of credit inquiry records on their credit report. There may be FACT Act compliance requirements related to this alert message. |
FraudVictim | Borrower has been a fraud victim and a police report has been filed. |
Other | The message category will be listed in the Credit File Alert Message Category Type Other Description data value. |
RecentlyAddedAuthorizedUserAlert | This alert is triggered when a borrower was recently added as an Authorized User on another users account and sometimes used as a scheme to raise credit scores. Repository Sources: Experian: Fraud Services Indicators 28, 29 and 30. Trans Union: Authorized User Alert (Product Code 07014). |
SSNVerification | The message text provides additional information related to the SSN issue date, state of issue, or borrower’s age at time of issue. |
CreditResponseAlertMessageCategoryType Bound Attachments |
Name | Current Value |
CreditResponseAlertMessageCategoryType User-Defined Mappings |
Model | Name | RoleName | Parent Entity | Datatype | Domain | Description |
CreditResponseAlertMessageCategoryType Direct Source Mappings |
Columns | Transformation Logic | Transformation Description |
CreditResponseAlertMessageCategoryType Secondary Source Mappings |
Columns | Transformation Logic | Transformation Description |
CreditResponseAlertMessageCategoryType Direct Target Mappings |
Columns | Transformation Logic | Transformation Description |
CreditResponseAlertMessageCategoryType Secondary Target Mappings |
Columns | Transformation Logic | Transformation Description |
CreditResponseAlertMessageCategoryTypeOtherDescription |
Base Entity | CREDIT_RESPONSE_ALERT_MESSAGE |
Attribute Name | CreditResponseAlertMessageCategoryTypeOtherDescription |
Logical Rolename | |
ColumnName | CreditResponseAlertMessageCategoryTypeOtherDescription |
RoleName | |
Domain | MISMOString |
Definition | When Credit Response Alert Message Category Type is set to Other, enter its value in this data element. |
Note |
CreditResponseAlertMessageCategoryTypeOtherDescription Logical Attribute Properties |
Logical Attribute Name | CreditResponseAlertMessageCategoryTypeOtherDescription |
Datatype | VARCHAR(0) |
Nullable | NO |
CreditResponseAlertMessageCategoryTypeOtherDescription Domain Restrictions |
CheckConstraint | |
Check Constraint Name | |
Bound Rule | |
Declared Default | |
Bound Default |
CreditResponseAlertMessageCategoryTypeOtherDescription Bound Attachments |
Name | Current Value |
CreditResponseAlertMessageCategoryTypeOtherDescription User-Defined Mappings |
Model | Name | RoleName | Parent Entity | Datatype | Domain | Description |
CreditResponseAlertMessageCategoryTypeOtherDescription Direct Source Mappings |
Columns | Transformation Logic | Transformation Description |
CreditResponseAlertMessageCategoryTypeOtherDescription Secondary Source Mappings |
Columns | Transformation Logic | Transformation Description |
CreditResponseAlertMessageCategoryTypeOtherDescription Direct Target Mappings |
Columns | Transformation Logic | Transformation Description |
CreditResponseAlertMessageCategoryTypeOtherDescription Secondary Target Mappings |
Columns | Transformation Logic | Transformation Description |
CreditResponseAlertMessageCode |
Base Entity | CREDIT_RESPONSE_ALERT_MESSAGE |
Attribute Name | CreditResponseAlertMessageCode |
Logical Rolename | |
ColumnName | CreditResponseAlertMessageCode |
RoleName | |
Domain | MISMOCode |
Definition | This is the code value associated with the Credit Response Alert Message Text and/or Credit Response Alert Message Type. |
Note |
CreditResponseAlertMessageCode Logical Attribute Properties |
Logical Attribute Name | CreditResponseAlertMessageCode |
Datatype | VARCHAR(0) |
Nullable | NO |
CreditResponseAlertMessageCode Domain Restrictions |
CheckConstraint | |
Check Constraint Name | |
Bound Rule | |
Declared Default | |
Bound Default |
CreditResponseAlertMessageCode Bound Attachments |
Name | Current Value |
CreditResponseAlertMessageCode User-Defined Mappings |
Model | Name | RoleName | Parent Entity | Datatype | Domain | Description |
CreditResponseAlertMessageCode Direct Source Mappings |
Columns | Transformation Logic | Transformation Description |
CreditResponseAlertMessageCode Secondary Source Mappings |
Columns | Transformation Logic | Transformation Description |
CreditResponseAlertMessageCode Direct Target Mappings |
Columns | Transformation Logic | Transformation Description |
CreditResponseAlertMessageCode Secondary Target Mappings |
Columns | Transformation Logic | Transformation Description |
CreditResponseAlertMessageCodeSourceType |
Base Entity | CREDIT_RESPONSE_ALERT_MESSAGE |
Attribute Name | CreditResponseAlertMessageCodeSourceType |
Logical Rolename | |
ColumnName | CreditResponseAlertMessageCodeSourceType |
RoleName | |
Domain | CreditResponseAlertMessageCodeSourceEnum |
Definition | This element identifies the name of the source for the code values used in the Credit Response Alert Message Code. The enumeration definition identifies the source document and name of the table that contains the code values. |
Note |
CreditResponseAlertMessageCodeSourceType Logical Attribute Properties |
Logical Attribute Name | CreditResponseAlertMessageCodeSourceType |
Datatype | VARCHAR(0) |
Nullable | YES |
CreditResponseAlertMessageCodeSourceType Domain Restrictions |
CheckConstraint | |
Check Constraint Name | |
Bound Rule | |
Declared Default | |
Bound Default |
CreditResponseAlertMessageCodeSourceType Reference Value (Bound to Domain) |
Name | ValidationRule117 |
Description | |
Type | By List |
Value | Value Description |
EquifaxHitNoHitDesignator | Code List Found In: Equifax STS V5/V6 Guide / Attachment 1 – Hit/No-Hit Designator Codes. Data Source: Header Segment (FULL Record) / Hit/No-Hit Designator Code. |
EquifaxOFAC | Code List Found In: Equifax STS V5/V6 Guide / OFAC Alert Notes (4). Data Source: Segment 59 (CD Record) / Match Codes. |
EquifaxFraudVictimAlert | Code List Found In: Equifax STS V5/V6 Attachment 1 – Fraud Victim/Alert Indicators. Data Source: Header Segment (FULL Record) / Fraud Victim/Alert Indicator Code. |
EquifaxSafescan | Code List Found In: Equifax STS V5/V6 Attachment 7 – SAFESCAN Codes. Data Source: Header Segment (FULL Record) / SAFESCAN Codes. |
ExperianFraudServicesIndicator | Code List Found In: Experian File One Appendix F – Fraud Services Indicators. Data Source: 382 Segment - C4 Sub-segment / Indicator 1, 2, 3, 4. |
ExperianMessage | Code List Found In: Experian File One Appendix O – Message Codes. Data Source: 361 Segment / Message Code. |
ExperianStatementType | Code List Found In: Experian File One Appendix P – Statement Type Codes. Data Source: 365 Segment / Type Code. |
Other | Code List is from another source that is identified in Alert Message Code Source Type Other Description. |
TransUnionAuthorizedUser | Code List Found In: Trans Union 4.0 User Guide - Chapter 6 Add-on Services – Authorized User Alert – Code 07014 - Fixed Format Response Note 1 (Authorized User Alert Search Status codes). Data Source: AO01 Add-on Status Segment / Search Status Code. |
TransUnionFileHit | Code List Found In: Trans Union 4.0 User Guide - Chapter 3 SH01 Segment – File Hit Codes. Data Source: SH01 Segment / File Hit Codes. |
TransUnionFraudVictimAlert | Code List Found In: Trans Union 4.0 User Guide - Chapter 3 CS01 Segment – Content Type Codes. Data Source: CS01 Segment / Content Type Codes. |
TransUnionHighRiskFraudAlert | Code List Found In: Trans Union 4.0 User Guide - Chapter 6 Add-on Services – High Risk Fraud Alert Service – Code 06500. Data Source: QH01, MC01, DC01, YI01 or MT01 Segments – Message Code. |
TransUnionIdentifierMismatchAlert | Code List Found In: Trans Union 4.0 User Guide - Chapter 6 Add-on Services – ID Mismatch Alert Service – Code 06400. Data Source: TA01 segment – Message Type Code. |
TransUnionOFAC | Code List Found In: Trans Union 4.0 User Guide - Chapter 6 Add-on Services – OFAC Name Screen – Code 06800 – Fixed Format Response Note 1 (OFAC Name Screen Search Status). Data Source: OFAC Name Screen 06800 – Search Status Codes returned in segment AO01. |
TransUnionSuppressionIndicator | Code List Found In: Trans Union 4.0 User Guide - Chapter 3 SH01 Segment – Suppression Indicator Codes. Data Source: SH01 Segment / Suppression Indicator Codes. |
CreditResponseAlertMessageCodeSourceType Bound Attachments |
Name | Current Value |
CreditResponseAlertMessageCodeSourceType User-Defined Mappings |
Model | Name | RoleName | Parent Entity | Datatype | Domain | Description |
CreditResponseAlertMessageCodeSourceType Direct Source Mappings |
Columns | Transformation Logic | Transformation Description |
CreditResponseAlertMessageCodeSourceType Secondary Source Mappings |
Columns | Transformation Logic | Transformation Description |
CreditResponseAlertMessageCodeSourceType Direct Target Mappings |
Columns | Transformation Logic | Transformation Description |
CreditResponseAlertMessageCodeSourceType Secondary Target Mappings |
Columns | Transformation Logic | Transformation Description |
CreditResponseAlertMessageCodeSourceTypeOtherDescription |
Base Entity | CREDIT_RESPONSE_ALERT_MESSAGE |
Attribute Name | CreditResponseAlertMessageCodeSourceTypeOtherDescription |
Logical Rolename | |
ColumnName | CreditResponseAlertMessageCodeSourceTypeOtherDescription |
RoleName | |
Domain | MISMOString |
Definition | When the Credit Response Alert Message Code Source Type has a value of Other, this element identifies the name of the source for the code values used in the Credit Response Alert Message Code. |
Note |
CreditResponseAlertMessageCodeSourceTypeOtherDescription Logical Attribute Properties |
Logical Attribute Name | CreditResponseAlertMessageCodeSourceTypeOtherDescription |
Datatype | VARCHAR(0) |
Nullable | NO |
CreditResponseAlertMessageCodeSourceTypeOtherDescription Domain Restrictions |
CheckConstraint | |
Check Constraint Name | |
Bound Rule | |
Declared Default | |
Bound Default |
CreditResponseAlertMessageCodeSourceTypeOtherDescription Bound Attachments |
Name | Current Value |
CreditResponseAlertMessageCodeSourceTypeOtherDescription User-Defined Mappings |
Model | Name | RoleName | Parent Entity | Datatype | Domain | Description |
CreditResponseAlertMessageCodeSourceTypeOtherDescription Direct Source Mappings |
Columns | Transformation Logic | Transformation Description |
CreditResponseAlertMessageCodeSourceTypeOtherDescription Secondary Source Mappings |
Columns | Transformation Logic | Transformation Description |
CreditResponseAlertMessageCodeSourceTypeOtherDescription Direct Target Mappings |
Columns | Transformation Logic | Transformation Description |
CreditResponseAlertMessageCodeSourceTypeOtherDescription Secondary Target Mappings |
Columns | Transformation Logic | Transformation Description |
CreditResponseAlertMessageText |
Base Entity | CREDIT_RESPONSE_ALERT_MESSAGE |
Attribute Name | CreditResponseAlertMessageText |
Logical Rolename | |
ColumnName | CreditResponseAlertMessageText |
RoleName | |
Domain | MISMOString |
Definition | Text of the alert message. |
Note |
CreditResponseAlertMessageText Logical Attribute Properties |
Logical Attribute Name | CreditResponseAlertMessageText |
Datatype | VARCHAR(0) |
Nullable | NO |
CreditResponseAlertMessageText Domain Restrictions |
CheckConstraint | |
Check Constraint Name | |
Bound Rule | |
Declared Default | |
Bound Default |
CreditResponseAlertMessageText Bound Attachments |
Name | Current Value |
CreditResponseAlertMessageText User-Defined Mappings |
Model | Name | RoleName | Parent Entity | Datatype | Domain | Description |
CreditResponseAlertMessageText Direct Source Mappings |
Columns | Transformation Logic | Transformation Description |
CreditResponseAlertMessageText Secondary Source Mappings |
Columns | Transformation Logic | Transformation Description |
CreditResponseAlertMessageText Direct Target Mappings |
Columns | Transformation Logic | Transformation Description |
CreditResponseAlertMessageText Secondary Target Mappings |
Columns | Transformation Logic | Transformation Description |
CreditResponseAlertMessageType |
Base Entity | CREDIT_RESPONSE_ALERT_MESSAGE |
Attribute Name | CreditResponseAlertMessageType |
Logical Rolename | |
ColumnName | CreditResponseAlertMessageType |
RoleName | |
Domain | CreditResponseAlertMessageEnum |
Definition | Lists the name of the repository bureau service or other service that generated the alert message. |
Note |
CreditResponseAlertMessageType Logical Attribute Properties |
Logical Attribute Name | CreditResponseAlertMessageType |
Datatype | VARCHAR(0) |
Nullable | YES |
CreditResponseAlertMessageType Domain Restrictions |
CheckConstraint | |
Check Constraint Name | |
Bound Rule | |
Declared Default | |
Bound Default |
CreditResponseAlertMessageType Reference Value (Bound to Domain) |
Name | ValidationRule118 |
Description | |
Type | By List |
Value | Value Description |
EquifaxSAFESCAN | Optional product that provides alert messages for possibly fraudulent SSN, addresses and other data. |
EquifaxSSNVerified | Optional product that validates borrowers SSN data. |
ExperianFACSPlus | Optional product that generates alert messages for possibly fraudulent SSNs, addresses and other data. |
ExperianFraudShield | Optional product that generates alert messages for possibly fraudulent SSNs, addresses and other data. This product was formerly called Experian FACS Plus. |
Other | Other |
TransUnionHAWKAlert | Optional product that matches addresses, SSNs, and phone numbers against national fraud database. Trans Union has renamed this product to Trans Union High Risk Fraud Alert. |
TransUnionHighRiskFraudAlert | New name for the Trans Union HAWK Alert product, which matches addresses, SSNs and phone numbers against national fraud database. |
TransUnionIdentifierMismatchAlert | New name for the Trans Union Trans Alert product, which highlights mismatched addresses, invalid postal codes, SSN mismatches, etc. |
TransUnionTransAlert | Optional product that highlights mismatched addresses, invalid postal codes, SSN mismatches, etc. Trans Union has renamed this product to Trans Union ID Mismatch Alert. |
CreditResponseAlertMessageType Bound Attachments |
Name | Current Value |
CreditResponseAlertMessageType User-Defined Mappings |
Model | Name | RoleName | Parent Entity | Datatype | Domain | Description |
CreditResponseAlertMessageType Direct Source Mappings |
Columns | Transformation Logic | Transformation Description |
CreditResponseAlertMessageType Secondary Source Mappings |
Columns | Transformation Logic | Transformation Description |
CreditResponseAlertMessageType Direct Target Mappings |
Columns | Transformation Logic | Transformation Description |
CreditResponseAlertMessageType Secondary Target Mappings |
Columns | Transformation Logic | Transformation Description |
CreditResponseAlertMessageTypeOtherDescription |
Base Entity | CREDIT_RESPONSE_ALERT_MESSAGE |
Attribute Name | CreditResponseAlertMessageTypeOtherDescription |
Logical Rolename | |
ColumnName | CreditResponseAlertMessageTypeOtherDescription |
RoleName | |
Domain | MISMOString |
Definition | When Credit Response Alert Message Type is set to Other, enter its value in this data element. |
Note |
CreditResponseAlertMessageTypeOtherDescription Logical Attribute Properties |
Logical Attribute Name | CreditResponseAlertMessageTypeOtherDescription |
Datatype | VARCHAR(0) |
Nullable | NO |
CreditResponseAlertMessageTypeOtherDescription Domain Restrictions |
CheckConstraint | |
Check Constraint Name | |
Bound Rule | |
Declared Default | |
Bound Default |
CreditResponseAlertMessageTypeOtherDescription Bound Attachments |
Name | Current Value |
CreditResponseAlertMessageTypeOtherDescription User-Defined Mappings |
Model | Name | RoleName | Parent Entity | Datatype | Domain | Description |
CreditResponseAlertMessageTypeOtherDescription Direct Source Mappings |
Columns | Transformation Logic | Transformation Description |
CreditResponseAlertMessageTypeOtherDescription Secondary Source Mappings |
Columns | Transformation Logic | Transformation Description |
CreditResponseAlertMessageTypeOtherDescription Direct Target Mappings |
Columns | Transformation Logic | Transformation Description |
CreditResponseAlertMessageTypeOtherDescription Secondary Target Mappings |
Columns | Transformation Logic | Transformation Description |