SequenceNumber 
Base Entity  CREDIT_RESPONSE_ALERT_MESSAGE 
Attribute Name  SequenceNumber 
Logical Rolename   
ColumnName  SequenceNumber 
RoleName   
Domain  XSD:Integer 
Definition  An integer value used to provide an order to multi-instance sibling elements. The value must be unique for each sibling element. 
Note 
 

SequenceNumber Logical Attribute Properties 
Logical Attribute Name  SequenceNumber 
Datatype  INTEGER 
Nullable  YES 

SequenceNumber Domain Restrictions 
CheckConstraint   
Check Constraint Name   
Bound Rule   
Declared Default   
Bound Default   

SequenceNumber Bound Attachments 
Name  Current Value 

SequenceNumber User-Defined Mappings 
Model  Name  RoleName  Parent Entity  Datatype  Domain  Description 

SequenceNumber Direct Source Mappings 
Columns  Transformation Logic  Transformation Description 

SequenceNumber Secondary Source Mappings 
Columns  Transformation Logic  Transformation Description 

SequenceNumber Direct Target Mappings 
Columns  Transformation Logic  Transformation Description 

SequenceNumber Secondary Target Mappings 
Columns  Transformation Logic  Transformation Description 


CreditRepositorySourceType 
Base Entity  CREDIT_RESPONSE_ALERT_MESSAGE 
Attribute Name  CreditRepositorySourceType 
Logical Rolename   
ColumnName  CreditRepositorySourceType 
RoleName   
Domain  CreditRepositorySourceEnum 
Definition  This element describes the source of the credit file, Equifax, Experian, Trans Union or Unspecified if the specific sources are not specified.  
Note 
 

CreditRepositorySourceType Logical Attribute Properties 
Logical Attribute Name  CreditRepositorySourceType 
Datatype  VARCHAR(0) 
Nullable  YES 

CreditRepositorySourceType Domain Restrictions 
CheckConstraint   
Check Constraint Name   
Bound Rule   
Declared Default   
Bound Default   

CreditRepositorySourceType Reference Value (Bound to Domain) 
Name  ValidationRule114 
Description   
Type  By List 
Value  Value Description 
Equifax  Equifax 
Experian  Experian 
Other  Other 
TransUnion  TransUnion 
Unspecified  Unspecified 

CreditRepositorySourceType Bound Attachments 
Name  Current Value 

CreditRepositorySourceType User-Defined Mappings 
Model  Name  RoleName  Parent Entity  Datatype  Domain  Description 

CreditRepositorySourceType Direct Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditRepositorySourceType Secondary Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditRepositorySourceType Direct Target Mappings 
Columns  Transformation Logic  Transformation Description 

CreditRepositorySourceType Secondary Target Mappings 
Columns  Transformation Logic  Transformation Description 


CreditRepositorySourceTypeOtherDescription 
Base Entity  CREDIT_RESPONSE_ALERT_MESSAGE 
Attribute Name  CreditRepositorySourceTypeOtherDescription 
Logical Rolename   
ColumnName  CreditRepositorySourceTypeOtherDescription 
RoleName   
Domain  MISMOString 
Definition  When Credit Repository Source Type is set to Other, enter its value in this data element. 
Note 
 

CreditRepositorySourceTypeOtherDescription Logical Attribute Properties 
Logical Attribute Name  CreditRepositorySourceTypeOtherDescription 
Datatype  VARCHAR(0) 
Nullable  NO 

CreditRepositorySourceTypeOtherDescription Domain Restrictions 
CheckConstraint   
Check Constraint Name   
Bound Rule   
Declared Default   
Bound Default   

CreditRepositorySourceTypeOtherDescription Bound Attachments 
Name  Current Value 

CreditRepositorySourceTypeOtherDescription User-Defined Mappings 
Model  Name  RoleName  Parent Entity  Datatype  Domain  Description 

CreditRepositorySourceTypeOtherDescription Direct Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditRepositorySourceTypeOtherDescription Secondary Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditRepositorySourceTypeOtherDescription Direct Target Mappings 
Columns  Transformation Logic  Transformation Description 

CreditRepositorySourceTypeOtherDescription Secondary Target Mappings 
Columns  Transformation Logic  Transformation Description 


CreditResponseAlertMessageAdverseIndicator 
Base Entity  CREDIT_RESPONSE_ALERT_MESSAGE 
Attribute Name  CreditResponseAlertMessageAdverseIndicator 
Logical Rolename   
ColumnName  CreditResponseAlertMessageAdverseIndicator 
RoleName   
Domain  MISMOIndicator 
Definition  This indicator is set to Y when the Credit Response Alert Message contains information which may be considered adverse and may require further investigation or other action. 
Note 
 

CreditResponseAlertMessageAdverseIndicator Logical Attribute Properties 
Logical Attribute Name  CreditResponseAlertMessageAdverseIndicator 
Datatype  BIT 
Nullable  NO 

CreditResponseAlertMessageAdverseIndicator Domain Restrictions 
CheckConstraint   
Check Constraint Name   
Bound Rule   
Declared Default   
Bound Default   

CreditResponseAlertMessageAdverseIndicator Bound Attachments 
Name  Current Value 

CreditResponseAlertMessageAdverseIndicator User-Defined Mappings 
Model  Name  RoleName  Parent Entity  Datatype  Domain  Description 

CreditResponseAlertMessageAdverseIndicator Direct Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditResponseAlertMessageAdverseIndicator Secondary Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditResponseAlertMessageAdverseIndicator Direct Target Mappings 
Columns  Transformation Logic  Transformation Description 

CreditResponseAlertMessageAdverseIndicator Secondary Target Mappings 
Columns  Transformation Logic  Transformation Description 


CreditResponseAlertMessageCategoryType 
Base Entity  CREDIT_RESPONSE_ALERT_MESSAGE 
Attribute Name  CreditResponseAlertMessageCategoryType 
Logical Rolename   
ColumnName  CreditResponseAlertMessageCategoryType 
RoleName   
Domain  CreditResponseAlertMessageCategoryEnum 
Definition  Describes the general category of the alert message. This allows for automated processing by systems reading the credit alert messages.  
Note 
 

CreditResponseAlertMessageCategoryType Logical Attribute Properties 
Logical Attribute Name  CreditResponseAlertMessageCategoryType 
Datatype  VARCHAR(0) 
Nullable  YES 

CreditResponseAlertMessageCategoryType Domain Restrictions 
CheckConstraint   
Check Constraint Name   
Bound Rule   
Declared Default   
Bound Default   

CreditResponseAlertMessageCategoryType Reference Value (Bound to Domain) 
Name  ValidationRule116 
Description   
Type  By List 
Value  Value Description 
CreditFileSuppressed  The file exists, but is suppressed due to borrower’s request, or borrower is a minor, or credit freeze is in effect in compliance with any state law. 
DeathClaim  Death benefits have been filed through Social Security Administration or other entity, or death certificate is on file. 
DemographicsVerification  Message identifies potentially fraudulent, missing, or erroneous information in the credit request. (i.e. Equifax SafeScan, Experian FACT Plus, Trans Union Hawk Alert). 
FACTAActiveDuty  The borrower is on active military duty. There may be FACT Act compliance requirements related to this alert message. 
FACTAAddressDiscrepancy  There are significant differences between the address submitted in the credit request and the address in the credit file. There may be FACT Act compliance requirements related to this alert message. 
FACTAFraudVictimExtended  The borrower has been a fraud victim. Extended alerts are maintained by the credit repository bureaus for seven years. 
FACTAFraudVictimInitial  The borrower has been a fraud victim. Initial alerts are maintained by the credit repository bureaus for 90 days. 
FACTARiskScoreValue  The borrower’s Credit Risk Score Value was negatively affected by the presence of credit inquiry records on their credit report. There may be FACT Act compliance requirements related to this alert message. 
FraudVictim  Borrower has been a fraud victim and a police report has been filed. 
Other  The message category will be listed in the Credit File Alert Message Category Type Other Description data value. 
RecentlyAddedAuthorizedUserAlert  This alert is triggered when a borrower was recently added as an Authorized User on another users account and sometimes used as a scheme to raise credit scores. Repository Sources: Experian: Fraud Services Indicators 28, 29 and 30. Trans Union: Authorized User Alert (Product Code 07014). 
SSNVerification  The message text provides additional information related to the SSN issue date, state of issue, or borrower’s age at time of issue. 

CreditResponseAlertMessageCategoryType Bound Attachments 
Name  Current Value 

CreditResponseAlertMessageCategoryType User-Defined Mappings 
Model  Name  RoleName  Parent Entity  Datatype  Domain  Description 

CreditResponseAlertMessageCategoryType Direct Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditResponseAlertMessageCategoryType Secondary Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditResponseAlertMessageCategoryType Direct Target Mappings 
Columns  Transformation Logic  Transformation Description 

CreditResponseAlertMessageCategoryType Secondary Target Mappings 
Columns  Transformation Logic  Transformation Description 


CreditResponseAlertMessageCategoryTypeOtherDescription 
Base Entity  CREDIT_RESPONSE_ALERT_MESSAGE 
Attribute Name  CreditResponseAlertMessageCategoryTypeOtherDescription 
Logical Rolename   
ColumnName  CreditResponseAlertMessageCategoryTypeOtherDescription 
RoleName   
Domain  MISMOString 
Definition  When Credit Response Alert Message Category Type is set to Other, enter its value in this data element. 
Note 
 

CreditResponseAlertMessageCategoryTypeOtherDescription Logical Attribute Properties 
Logical Attribute Name  CreditResponseAlertMessageCategoryTypeOtherDescription 
Datatype  VARCHAR(0) 
Nullable  NO 

CreditResponseAlertMessageCategoryTypeOtherDescription Domain Restrictions 
CheckConstraint   
Check Constraint Name   
Bound Rule   
Declared Default   
Bound Default   

CreditResponseAlertMessageCategoryTypeOtherDescription Bound Attachments 
Name  Current Value 

CreditResponseAlertMessageCategoryTypeOtherDescription User-Defined Mappings 
Model  Name  RoleName  Parent Entity  Datatype  Domain  Description 

CreditResponseAlertMessageCategoryTypeOtherDescription Direct Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditResponseAlertMessageCategoryTypeOtherDescription Secondary Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditResponseAlertMessageCategoryTypeOtherDescription Direct Target Mappings 
Columns  Transformation Logic  Transformation Description 

CreditResponseAlertMessageCategoryTypeOtherDescription Secondary Target Mappings 
Columns  Transformation Logic  Transformation Description 


CreditResponseAlertMessageCode 
Base Entity  CREDIT_RESPONSE_ALERT_MESSAGE 
Attribute Name  CreditResponseAlertMessageCode 
Logical Rolename   
ColumnName  CreditResponseAlertMessageCode 
RoleName   
Domain  MISMOCode 
Definition  This is the code value associated with the Credit Response Alert Message Text and/or Credit Response Alert Message Type. 
Note 
 

CreditResponseAlertMessageCode Logical Attribute Properties 
Logical Attribute Name  CreditResponseAlertMessageCode 
Datatype  VARCHAR(0) 
Nullable  NO 

CreditResponseAlertMessageCode Domain Restrictions 
CheckConstraint   
Check Constraint Name   
Bound Rule   
Declared Default   
Bound Default   

CreditResponseAlertMessageCode Bound Attachments 
Name  Current Value 

CreditResponseAlertMessageCode User-Defined Mappings 
Model  Name  RoleName  Parent Entity  Datatype  Domain  Description 

CreditResponseAlertMessageCode Direct Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditResponseAlertMessageCode Secondary Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditResponseAlertMessageCode Direct Target Mappings 
Columns  Transformation Logic  Transformation Description 

CreditResponseAlertMessageCode Secondary Target Mappings 
Columns  Transformation Logic  Transformation Description 


CreditResponseAlertMessageCodeSourceType 
Base Entity  CREDIT_RESPONSE_ALERT_MESSAGE 
Attribute Name  CreditResponseAlertMessageCodeSourceType 
Logical Rolename   
ColumnName  CreditResponseAlertMessageCodeSourceType 
RoleName   
Domain  CreditResponseAlertMessageCodeSourceEnum 
Definition  This element identifies the name of the source for the code values used in the Credit Response Alert Message Code. The enumeration definition identifies the source document and name of the table that contains the code values.  
Note 
 

CreditResponseAlertMessageCodeSourceType Logical Attribute Properties 
Logical Attribute Name  CreditResponseAlertMessageCodeSourceType 
Datatype  VARCHAR(0) 
Nullable  YES 

CreditResponseAlertMessageCodeSourceType Domain Restrictions 
CheckConstraint   
Check Constraint Name   
Bound Rule   
Declared Default   
Bound Default   

CreditResponseAlertMessageCodeSourceType Reference Value (Bound to Domain) 
Name  ValidationRule117 
Description   
Type  By List 
Value  Value Description 
EquifaxHitNoHitDesignator  Code List Found In: Equifax STS V5/V6 Guide / Attachment 1 – Hit/No-Hit Designator Codes. Data Source: Header Segment (FULL Record) / Hit/No-Hit Designator Code. 
EquifaxOFAC  Code List Found In: Equifax STS V5/V6 Guide / OFAC Alert Notes (4). Data Source: Segment 59 (CD Record) / Match Codes. 
EquifaxFraudVictimAlert  Code List Found In: Equifax STS V5/V6 Attachment 1 – Fraud Victim/Alert Indicators. Data Source: Header Segment (FULL Record) / Fraud Victim/Alert Indicator Code. 
EquifaxSafescan  Code List Found In: Equifax STS V5/V6 Attachment 7 – SAFESCAN Codes. Data Source: Header Segment (FULL Record) / SAFESCAN Codes. 
ExperianFraudServicesIndicator  Code List Found In: Experian File One Appendix F – Fraud Services Indicators. Data Source: 382 Segment - C4 Sub-segment / Indicator 1, 2, 3, 4. 
ExperianMessage  Code List Found In: Experian File One Appendix O – Message Codes. Data Source: 361 Segment / Message Code. 
ExperianStatementType  Code List Found In: Experian File One Appendix P – Statement Type Codes. Data Source: 365 Segment / Type Code. 
Other  Code List is from another source that is identified in Alert Message Code Source Type Other Description. 
TransUnionAuthorizedUser  Code List Found In: Trans Union 4.0 User Guide - Chapter 6 Add-on Services – Authorized User Alert – Code 07014 - Fixed Format Response Note 1 (Authorized User Alert Search Status codes). Data Source: AO01 Add-on Status Segment / Search Status Code. 
TransUnionFileHit  Code List Found In: Trans Union 4.0 User Guide - Chapter 3 SH01 Segment – File Hit Codes. Data Source: SH01 Segment / File Hit Codes. 
TransUnionFraudVictimAlert  Code List Found In: Trans Union 4.0 User Guide - Chapter 3 CS01 Segment – Content Type Codes. Data Source: CS01 Segment / Content Type Codes. 
TransUnionHighRiskFraudAlert  Code List Found In: Trans Union 4.0 User Guide - Chapter 6 Add-on Services – High Risk Fraud Alert Service – Code 06500. Data Source: QH01, MC01, DC01, YI01 or MT01 Segments – Message Code. 
TransUnionIdentifierMismatchAlert  Code List Found In: Trans Union 4.0 User Guide - Chapter 6 Add-on Services – ID Mismatch Alert Service – Code 06400. Data Source: TA01 segment – Message Type Code. 
TransUnionOFAC  Code List Found In: Trans Union 4.0 User Guide - Chapter 6 Add-on Services – OFAC Name Screen – Code 06800 – Fixed Format Response Note 1 (OFAC Name Screen Search Status). Data Source: OFAC Name Screen 06800 – Search Status Codes returned in segment AO01. 
TransUnionSuppressionIndicator  Code List Found In: Trans Union 4.0 User Guide - Chapter 3 SH01 Segment – Suppression Indicator Codes. Data Source: SH01 Segment / Suppression Indicator Codes. 

CreditResponseAlertMessageCodeSourceType Bound Attachments 
Name  Current Value 

CreditResponseAlertMessageCodeSourceType User-Defined Mappings 
Model  Name  RoleName  Parent Entity  Datatype  Domain  Description 

CreditResponseAlertMessageCodeSourceType Direct Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditResponseAlertMessageCodeSourceType Secondary Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditResponseAlertMessageCodeSourceType Direct Target Mappings 
Columns  Transformation Logic  Transformation Description 

CreditResponseAlertMessageCodeSourceType Secondary Target Mappings 
Columns  Transformation Logic  Transformation Description 


CreditResponseAlertMessageCodeSourceTypeOtherDescription 
Base Entity  CREDIT_RESPONSE_ALERT_MESSAGE 
Attribute Name  CreditResponseAlertMessageCodeSourceTypeOtherDescription 
Logical Rolename   
ColumnName  CreditResponseAlertMessageCodeSourceTypeOtherDescription 
RoleName   
Domain  MISMOString 
Definition  When the Credit Response Alert Message Code Source Type has a value of Other, this element identifies the name of the source for the code values used in the Credit Response Alert Message Code. 
Note 
 

CreditResponseAlertMessageCodeSourceTypeOtherDescription Logical Attribute Properties 
Logical Attribute Name  CreditResponseAlertMessageCodeSourceTypeOtherDescription 
Datatype  VARCHAR(0) 
Nullable  NO 

CreditResponseAlertMessageCodeSourceTypeOtherDescription Domain Restrictions 
CheckConstraint   
Check Constraint Name   
Bound Rule   
Declared Default   
Bound Default   

CreditResponseAlertMessageCodeSourceTypeOtherDescription Bound Attachments 
Name  Current Value 

CreditResponseAlertMessageCodeSourceTypeOtherDescription User-Defined Mappings 
Model  Name  RoleName  Parent Entity  Datatype  Domain  Description 

CreditResponseAlertMessageCodeSourceTypeOtherDescription Direct Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditResponseAlertMessageCodeSourceTypeOtherDescription Secondary Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditResponseAlertMessageCodeSourceTypeOtherDescription Direct Target Mappings 
Columns  Transformation Logic  Transformation Description 

CreditResponseAlertMessageCodeSourceTypeOtherDescription Secondary Target Mappings 
Columns  Transformation Logic  Transformation Description 


CreditResponseAlertMessageText 
Base Entity  CREDIT_RESPONSE_ALERT_MESSAGE 
Attribute Name  CreditResponseAlertMessageText 
Logical Rolename   
ColumnName  CreditResponseAlertMessageText 
RoleName   
Domain  MISMOString 
Definition  Text of the alert message. 
Note 
 

CreditResponseAlertMessageText Logical Attribute Properties 
Logical Attribute Name  CreditResponseAlertMessageText 
Datatype  VARCHAR(0) 
Nullable  NO 

CreditResponseAlertMessageText Domain Restrictions 
CheckConstraint   
Check Constraint Name   
Bound Rule   
Declared Default   
Bound Default   

CreditResponseAlertMessageText Bound Attachments 
Name  Current Value 

CreditResponseAlertMessageText User-Defined Mappings 
Model  Name  RoleName  Parent Entity  Datatype  Domain  Description 

CreditResponseAlertMessageText Direct Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditResponseAlertMessageText Secondary Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditResponseAlertMessageText Direct Target Mappings 
Columns  Transformation Logic  Transformation Description 

CreditResponseAlertMessageText Secondary Target Mappings 
Columns  Transformation Logic  Transformation Description 


CreditResponseAlertMessageType 
Base Entity  CREDIT_RESPONSE_ALERT_MESSAGE 
Attribute Name  CreditResponseAlertMessageType 
Logical Rolename   
ColumnName  CreditResponseAlertMessageType 
RoleName   
Domain  CreditResponseAlertMessageEnum 
Definition  Lists the name of the repository bureau service or other service that generated the alert message.  
Note 
 

CreditResponseAlertMessageType Logical Attribute Properties 
Logical Attribute Name  CreditResponseAlertMessageType 
Datatype  VARCHAR(0) 
Nullable  YES 

CreditResponseAlertMessageType Domain Restrictions 
CheckConstraint   
Check Constraint Name   
Bound Rule   
Declared Default   
Bound Default   

CreditResponseAlertMessageType Reference Value (Bound to Domain) 
Name  ValidationRule118 
Description   
Type  By List 
Value  Value Description 
EquifaxSAFESCAN  Optional product that provides alert messages for possibly fraudulent SSN, addresses and other data. 
EquifaxSSNVerified  Optional product that validates borrowers SSN data. 
ExperianFACSPlus  Optional product that generates alert messages for possibly fraudulent SSNs, addresses and other data. 
ExperianFraudShield  Optional product that generates alert messages for possibly fraudulent SSNs, addresses and other data. This product was formerly called Experian FACS Plus. 
Other  Other 
TransUnionHAWKAlert  Optional product that matches addresses, SSNs, and phone numbers against national fraud database. Trans Union has renamed this product to Trans Union High Risk Fraud Alert. 
TransUnionHighRiskFraudAlert  New name for the Trans Union HAWK Alert product, which matches addresses, SSNs and phone numbers against national fraud database. 
TransUnionIdentifierMismatchAlert  New name for the Trans Union Trans Alert product, which highlights mismatched addresses, invalid postal codes, SSN mismatches, etc. 
TransUnionTransAlert  Optional product that highlights mismatched addresses, invalid postal codes, SSN mismatches, etc. Trans Union has renamed this product to Trans Union ID Mismatch Alert. 

CreditResponseAlertMessageType Bound Attachments 
Name  Current Value 

CreditResponseAlertMessageType User-Defined Mappings 
Model  Name  RoleName  Parent Entity  Datatype  Domain  Description 

CreditResponseAlertMessageType Direct Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditResponseAlertMessageType Secondary Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditResponseAlertMessageType Direct Target Mappings 
Columns  Transformation Logic  Transformation Description 

CreditResponseAlertMessageType Secondary Target Mappings 
Columns  Transformation Logic  Transformation Description 


CreditResponseAlertMessageTypeOtherDescription 
Base Entity  CREDIT_RESPONSE_ALERT_MESSAGE 
Attribute Name  CreditResponseAlertMessageTypeOtherDescription 
Logical Rolename   
ColumnName  CreditResponseAlertMessageTypeOtherDescription 
RoleName   
Domain  MISMOString 
Definition  When Credit Response Alert Message Type is set to Other, enter its value in this data element. 
Note 
 

CreditResponseAlertMessageTypeOtherDescription Logical Attribute Properties 
Logical Attribute Name  CreditResponseAlertMessageTypeOtherDescription 
Datatype  VARCHAR(0) 
Nullable  NO 

CreditResponseAlertMessageTypeOtherDescription Domain Restrictions 
CheckConstraint   
Check Constraint Name   
Bound Rule   
Declared Default   
Bound Default   

CreditResponseAlertMessageTypeOtherDescription Bound Attachments 
Name  Current Value 

CreditResponseAlertMessageTypeOtherDescription User-Defined Mappings 
Model  Name  RoleName  Parent Entity  Datatype  Domain  Description 

CreditResponseAlertMessageTypeOtherDescription Direct Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditResponseAlertMessageTypeOtherDescription Secondary Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditResponseAlertMessageTypeOtherDescription Direct Target Mappings 
Columns  Transformation Logic  Transformation Description 

CreditResponseAlertMessageTypeOtherDescription Secondary Target Mappings 
Columns  Transformation Logic  Transformation Description