| NEGATIVE_AMORTIZATION_RULE |
| EntityType | Dependent |
| Logical Entity Name | NEGATIVE_AMORTIZATION_RULE |
| Default Table Name | DEAL/SERVICES/SERVICE/CREDIT/CREDIT_RESPONSE/LOANS/LOAN/NEGATIVE_AMORTIZATION/NEGATIVE_AMORTIZATION_RULE |
| Definition | |
| Note |
| NEGATIVE_AMORTIZATION_RULE Attributes |
| Attribute/Logical Rolename | Domain | Datatype | NULL | Definition |
| LoanNegativeAmortizationResolutionType | LoanNegativeAmortizationResolutionEnum | VARCHAR(0) | YES | Denotes the method of resolving a loan that has reached the negative amortization limit percent. |
| LoanNegativeAmortizationResolutionTypeOtherDescription | MISMOString | VARCHAR(0) | NO | A free form text field used to collect additional information when Other is selected for Loan Negative Amortization Resolution Type. |
| MaximumPrincipalBalanceAmount | MISMOAmount | DECIMAL(0, 2) | NO | The stated maximum principal balance allowed if negative amortization occurs. |
| NegativeAmortizationLimitAmount | MISMOAmount | DECIMAL(0, 2) | NO | Specifies the maximum dollar amount of negative amortization that is allowed before it is required to recalculate the fully amortizing payment based on the new loan balance. |
| NegativeAmortizationLimitMonthsCount | MISMOCount | INTEGER | NO | The limit (in months) during which negative amortization is allowed and after which the loan is re-amortized. |
| NegativeAmortizationLimitPercent | MISMOPercent | DECIMAL(0, 2) | NO | The maximum percentage of the original principal balance allowed for negative amortization. |
| NegativeAmortizationMaximumLoanBalanceAmount | MISMOAmount | DECIMAL(0, 2) | NO | Then maximum loan balance with accrued increase from negative amortization. (The initial loan amount plus any balance increase that may accrue from the negative amortization provision). |
| NegativeAmortizationMaximumPITIAmount | MISMOAmount | DECIMAL(0, 2) | NO | The PITI used to qualify the borrower for negative amortizing loan, calculated using the Negative Amortization Maximum Loan Balance. |
| NegativeAmortizationRecastType | NegativeAmortizationRecastEnum | VARCHAR(0) | YES | Indicates the condition that will cause a mortgage to be recalculated as positively amortizing without any future negative amortization. |
| NegativeAmortizationType | NegativeAmortizationEnum | VARCHAR(0) | YES | Specifies whether negative amortization is scheduled or potential on the loan. Negative amortization is unpaid interest added to the mortgage principal. This applies to loans where the principal balance increases because the payments do not cover the interest. |
| NEGATIVE_AMORTIZATION_RULE Keys |
| Key Name | Key Type | Keys |
| NEGATIVE_AMORTIZATION_RULE Relationships |
| Parent Relationships: |
| Entity Name | Type | Cardinality | Business Name | VerbPhrase | InversePhrase | Foreign Keys | Is Supertype |
| NEGATIVE_AMORTIZATION | Identifying | One to Zero or One | NO |
| Child Relationships: |
| Entity Name | Type | Cardinality | Business Name | VerbPhrase | InversePhrase | Foreign Keys | Is Subtype |
| NEGATIVE_AMORTIZATION_RULE Check Constraints |
| Check Constraint Name | CheckConstraint |
| NEGATIVE_AMORTIZATION_RULE Bound Attachments |
| Name | Current Value |
| NEGATIVE_AMORTIZATION_RULE User-Defined Mappings |
| Model | Name | Description |
| NEGATIVE_AMORTIZATION_RULE Data Movement Rules |
| Name | Type | Rule Text/Value |