_ModelNameType
Type : CLOSING_CreditScoreModelNameTypeEnumerated
Value Description
EquifaxBeaconFair Isaac risk model forecasting delinquency within 24 months.
EquifaxBeacon5.0Fair Isaac risk model forecasting delinquency within 24 months. Updated in 2003.
EquifaxBeacon5.0AutoFair Isaac risk model for auto finance loans. Updated in 2003.
EquifaxBeacon5.0Bankcard
EquifaxBeacon5.0InstallmentFair Isaac risk model for installment loans. Updated in 2003.
EquifaxBeacon5.0PersonalFinanceFair Isaac risk model for personal finance loans.
EquifaxBeaconAutoFair Isaac risk model for auto finance loans.
EquifaxBeaconBankcardFair Isaac risk model for bank credit cards.
EquifaxBeaconInstallmentFair Isaac risk model for installment loans.
EquifaxBeaconPersonalFinanceFair Isaac risk model for personal finance loans.
EquifaxDASDelinquency Alert System is a MDS risk model that forecasts risk of consumer filing bankruptcy.
EquifaxEnhancedBeaconAn updated Fair Isaac risk model forecasting the risk of delinquency within 24 months.
EquifaxEnhancedDASEnhanced Delinquency Alert System is a MDS risk model that forecasts risk of consumer filing bankruptcy.
EquifaxMarketMaxEquifax predictive score for no-hit or thin files
EquifaxMortgageScoreA custom risk score model from Equifax specifically for assessing mortgage loan risk.
EquifaxPinnacleThe Fair Isaac Next Gen risk model that utilizes expanded segmentation to provide greater predictive capability.
EquifaxPinnacle2.0The Fair Isaac Next Gen 2 risk model that utilizes expanded segmentation to provide greater predictive capability. Updated in 2003.
ExperianFairIsaacFair Isaac risk model forecasting risk of delinquency within 24 months.
ExperianFairIsaacAdvancedThe Fair Isaac Next Gen risk model that utilizes expanded segmentation to provide greater predictive capability.
ExperianFairIsaacAdvanced2.0The Fair Isaac Next Gen 2 risk model that utilizes expanded segmentation to provide greater predictive capability. Updated in 2003.
ExperianFairIsaacAutoFair Isaac risk model for auto finance.
ExperianFairIsaacBankcardFair Isaac risk model for bank credit cards.
ExperianFairIsaacInstallmentFair Isaac risk model for installment loans.
ExperianFairIsaacPersonalFinanceFair Isaac risk model for personal finance loans.
ExperianMDSBankruptcyIIMDS risk model that forecasts risk of consumer filing bankruptcy.
ExperianNewNationalEquivalencyExperian option for the National Risk Model that produces score ranges similar to Fair Isaac models.
ExperianNewNationalRiskNew version of Experians National Risk Model.
ExperianOldNationalRiskOriginal version of Experians National Risk Model.
ExperianScorexPLUSAn Experian risk model based on their own credit data.
FICOExpansionScoreFair Isaac risk model based on non-traditional credit data, targeted to predict risk for consumers with non-existent or thin credit histories.
FICORiskScoreClassic04Fair Isaac risk model forecasting risk of delinquency within 24 months. Updated in 2004.
FICORiskScoreClassic98Fair Isaac risk model forecasting risk of delinquency within 24 months. New Trans Union product name for Empirica.
FICORiskScoreClassicAuto98Fair Isaac risk model for auto finance loans. New Trans Union product name for Empirica Auto.
FICORiskScoreClassicBankcard98Fair Isaac risk model for bank credit cards. New Trans Union product name for Empirica Bankcard.
FICORiskScoreClassicInstallmentLoan98Fair Isaac risk model for installment loans. New Trans Union product name for Empirica Installment.
FICORiskScoreClassicPersonalFinance98Fair Isaac risk model for personal finance loans. New Trans Union product name for Empirica Personal Finance.
FICORiskScoreNextGen00The Fair Isaac Next Gen risk model that utilizes expanded segmentation to provide greater predictive capability. New Trans Union product name for Precision.
FICORiskScoreNextGen03The Fair Isaac Next Gen 2 risk model that utilizes expanded segmentation to provide greater predictive capability. Updated in 2003. New Trans Union product name for Precision 03.
OtherUsed when Score Model Name is not in the enumerated list.
TransUnionDelphiMDS risk model that forecasts risk of consumer filing bankruptcy.
TransUnionEmpiricaFair Isaac risk model forecasting risk of delinquency within 24 months. Trans Union has renamed this risk model to FICO Risk Score Classic 98.
TransUnionEmpiricaAutoFair Isaac risk model for auto finance loans. Trans Union has renamed this risk model to FICO Risk Score Classic Auto 98.
TransUnionEmpiricaBankcardFair Isaac risk model for bank credit cards. Trans Union has renamed this risk model to FICO Risk Score Classic Bankcard 98.
TransUnionEmpiricaInstallmentFair Isaac risk model for installment loans. Trans Union has renamed this risk model to FICO Risk Score Classic Installment 98.
TransUnionEmpiricaPersonalFinanceFair Isaac risk model for personal finance loans. Trans Union has renamed this risk model to FICO Risk Score Classic Personal Finance 98.
TransUnionNewDelphiUpdated MDS risk model that forecasts risk of consumer filing bankruptcy.
TransUnionPrecisionThe Fair Isaac Next Gen risk model that utilizes expanded segmentation to provide greater predictive capability. Trans Union has renamed this risk model to FICO Risk Score Next Gen 00.
TransUnionPrecision03The Fair Isaac Next Gen 2 risk model that utilizes expanded segmentation to provide greater predictive capability. Updated in 2003. Trans Union has renamed this risk model to FICO Risk Score Next Gen 03.

Definition
Identifies the score algorithm model name used to produce the referenced credit risk score.

Parents
\LOAN\_APPLICATION\BORROWER\CREDIT_SCORE