| Attribute/Logical Rolename |
Domain |
Datatype |
NULL |
Definition |
| CreditRatingCodeType |
CreditRatingCodeEnum |
VARCHAR(0) |
YES |
Identifies which system of Manner Of Payment (MOP) rating codes is in the credit report. If Other is selected, then the name of the coding system will appear in the Credit Rating Code Type Other Description.
|
| CreditRatingCodeTypeOtherDescription |
MISMOString |
VARCHAR(0) |
NO |
If the Credit Rating Code Type is set to Other, enter its description in this data attribute. |
| CreditReportIdentifier |
MISMOIdentifier |
VARCHAR(0) |
NO |
A reference number assigned by the credit bureau to a specific credit report. This report number is also referenced when a Reissue, Upgrade, or Status Query of an existing report is requested. |
| CreditReportProductDescription |
MISMOString |
VARCHAR(0) |
NO |
This is additional information that more completely describes the credit report product being requested. |
| CreditReportRequestActionType |
CreditReportRequestActionEnum |
VARCHAR(0) |
YES |
Select the type of service action being requested. If the service action refers to an existing report, specify which one in the Credit Report Identifier.
|
| CreditReportRequestActionTypeOtherDescription |
MISMOString |
VARCHAR(0) |
NO |
This describes the desired request action when the Credit Report Request Action Type is set to Other. |
| CreditReportTransactionIdentifier |
MISMOIdentifier |
VARCHAR(0) |
NO |
Uniquely identifies a specific instance of a credit report transaction. |
| CreditReportType |
CreditReportEnum |
VARCHAR(0) |
YES |
The type of credit report that was requested or produced. Most common types are Merged report (data from credit data repositories is merged), and RMCR (Residential Mortgage Credit Report - contains verified liabilities, employment, etc.)
|
| CreditReportTypeOtherDescription |
MISMOString |
VARCHAR(0) |
NO |
When Credit Report Type is set to Other, enter its description in this element. |
| CreditRepositoriesSelectedCount |
MISMOCount |
INTEGER |
NO |
This element stores the number of repository bureaus desired for a credit request. When a requestor uses this element, they are selecting the number of repositories to be pulled, not specific bureaus. The credit bureau would then choose which bureaus to b |
| CreditRequestDatetime |
MISMODatetime |
TIMESTAMP/DATE |
NO |
A system generated date and time stamp enclosed within each request to identify the initiation time of the credit request. |
| CreditRequestType |
CreditRequestEnum |
VARCHAR(0) |
YES |
The Credit Request Type specifies either an Individual Report on one person, or a Joint Report on two married persons.
|
| InitialCreditReportFirstIssuedDate |
MISMODate |
DATE |
NO |
The date on which the initial credit report for this loan was first issued. |
| PaymentPatternRatingCodeType |
PaymentPatternRatingCodeEnum |
VARCHAR(0) |
YES |
Identifies which system of rating codes is used within the Credit Liability Payment Pattern Data text string.
|
| PaymentPatternRatingCodeTypeOtherDescription |
MISMOString |
VARCHAR(0) |
NO |
When Payment Pattern Rating Code Type has a value of Other, this element identifies the rating code system applied to the Credit Liability Payment Pattern Data text string. |