CreditRatingCodeType 
Base Entity  CREDIT_REQUEST_DATA_DETAIL 
Attribute Name  CreditRatingCodeType 
Logical Rolename   
ColumnName  CreditRatingCodeType 
RoleName   
Domain  CreditRatingCodeEnum 
Definition  Identifies which system of Manner Of Payment (MOP) rating codes is in the credit report. If Other is selected, then the name of the coding system will appear in the Credit Rating Code Type Other Description.  
Note 
 

CreditRatingCodeType Logical Attribute Properties 
Logical Attribute Name  CreditRatingCodeType 
Datatype  VARCHAR(0) 
Nullable  YES 

CreditRatingCodeType Domain Restrictions 
CheckConstraint   
Check Constraint Name   
Bound Rule   
Declared Default   
Bound Default   

CreditRatingCodeType Reference Value (Bound to Domain) 
Name  ValidationRule108 
Description   
Type  By List 
Value  Value Description 
Equifax  Uses Equifax coding systems for rating manner of payment. 
Experian  Uses Experian coding system for rating manner of payment. 
Other  Uses other rating code system. 

CreditRatingCodeType Bound Attachments 
Name  Current Value 

CreditRatingCodeType User-Defined Mappings 
Model  Name  RoleName  Parent Entity  Datatype  Domain  Description 

CreditRatingCodeType Direct Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditRatingCodeType Secondary Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditRatingCodeType Direct Target Mappings 
Columns  Transformation Logic  Transformation Description 

CreditRatingCodeType Secondary Target Mappings 
Columns  Transformation Logic  Transformation Description 


CreditRatingCodeTypeOtherDescription 
Base Entity  CREDIT_REQUEST_DATA_DETAIL 
Attribute Name  CreditRatingCodeTypeOtherDescription 
Logical Rolename   
ColumnName  CreditRatingCodeTypeOtherDescription 
RoleName   
Domain  MISMOString 
Definition  If the Credit Rating Code Type is set to Other, enter its description in this data attribute. 
Note 
 

CreditRatingCodeTypeOtherDescription Logical Attribute Properties 
Logical Attribute Name  CreditRatingCodeTypeOtherDescription 
Datatype  VARCHAR(0) 
Nullable  NO 

CreditRatingCodeTypeOtherDescription Domain Restrictions 
CheckConstraint   
Check Constraint Name   
Bound Rule   
Declared Default   
Bound Default   

CreditRatingCodeTypeOtherDescription Bound Attachments 
Name  Current Value 

CreditRatingCodeTypeOtherDescription User-Defined Mappings 
Model  Name  RoleName  Parent Entity  Datatype  Domain  Description 

CreditRatingCodeTypeOtherDescription Direct Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditRatingCodeTypeOtherDescription Secondary Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditRatingCodeTypeOtherDescription Direct Target Mappings 
Columns  Transformation Logic  Transformation Description 

CreditRatingCodeTypeOtherDescription Secondary Target Mappings 
Columns  Transformation Logic  Transformation Description 


CreditReportIdentifier 
Base Entity  CREDIT_REQUEST_DATA_DETAIL 
Attribute Name  CreditReportIdentifier 
Logical Rolename   
ColumnName  CreditReportIdentifier 
RoleName   
Domain  MISMOIdentifier 
Definition  A reference number assigned by the credit bureau to a specific credit report. This report number is also referenced when a Reissue, Upgrade, or Status Query of an existing report is requested. 
Note 
 

CreditReportIdentifier Logical Attribute Properties 
Logical Attribute Name  CreditReportIdentifier 
Datatype  VARCHAR(0) 
Nullable  NO 

CreditReportIdentifier Domain Restrictions 
CheckConstraint   
Check Constraint Name   
Bound Rule   
Declared Default   
Bound Default   

CreditReportIdentifier Bound Attachments 
Name  Current Value 

CreditReportIdentifier User-Defined Mappings 
Model  Name  RoleName  Parent Entity  Datatype  Domain  Description 

CreditReportIdentifier Direct Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditReportIdentifier Secondary Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditReportIdentifier Direct Target Mappings 
Columns  Transformation Logic  Transformation Description 

CreditReportIdentifier Secondary Target Mappings 
Columns  Transformation Logic  Transformation Description 


CreditReportProductDescription 
Base Entity  CREDIT_REQUEST_DATA_DETAIL 
Attribute Name  CreditReportProductDescription 
Logical Rolename   
ColumnName  CreditReportProductDescription 
RoleName   
Domain  MISMOString 
Definition  This is additional information that more completely describes the credit report product being requested. 
Note 
 

CreditReportProductDescription Logical Attribute Properties 
Logical Attribute Name  CreditReportProductDescription 
Datatype  VARCHAR(0) 
Nullable  NO 

CreditReportProductDescription Domain Restrictions 
CheckConstraint   
Check Constraint Name   
Bound Rule   
Declared Default   
Bound Default   

CreditReportProductDescription Bound Attachments 
Name  Current Value 

CreditReportProductDescription User-Defined Mappings 
Model  Name  RoleName  Parent Entity  Datatype  Domain  Description 

CreditReportProductDescription Direct Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditReportProductDescription Secondary Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditReportProductDescription Direct Target Mappings 
Columns  Transformation Logic  Transformation Description 

CreditReportProductDescription Secondary Target Mappings 
Columns  Transformation Logic  Transformation Description 


CreditReportRequestActionType 
Base Entity  CREDIT_REQUEST_DATA_DETAIL 
Attribute Name  CreditReportRequestActionType 
Logical Rolename   
ColumnName  CreditReportRequestActionType 
RoleName   
Domain  CreditReportRequestActionEnum 
Definition  Select the type of service action being requested. If the service action refers to an existing report, specify which one in the Credit Report Identifier.  
Note 
 

CreditReportRequestActionType Logical Attribute Properties 
Logical Attribute Name  CreditReportRequestActionType 
Datatype  VARCHAR(0) 
Nullable  YES 

CreditReportRequestActionType Domain Restrictions 
CheckConstraint   
Check Constraint Name   
Bound Rule   
Declared Default   
Bound Default   

CreditReportRequestActionType Reference Value (Bound to Domain) 
Name  ValidationRule113 
Description   
Type  By List 
Value  Value Description 
ForceNew  Add as a new request and force new credit data to be requested from the repository bureaus. 
Other  Credit Report Request Action Type is not in the enumerated list. Specify the action in the Credit Report Request Action Type Other Description. 
Reissue  Resend existing report (specify Credit Report Identifier). Reissue is used to request the re-delivery of a response file that had been delivered previously. Some credit vendors may charge for a Reissue, and in some cases, a Reissue may also trigger re-pulling of credit data if the on file credit data is older than a specified number of days. 
Retrieve  Request initial delivery of an updated, upgraded, or completed report (specify Credit Report Identifier). 
SecondaryUseNotification  This option notifies the Credit Bureau that the previously issued credit response (specify Credit Report Identifier) has been reviewed by additional users (specify in KEY element). A response transaction does not need to be returned by the Credit Bureau. 
StatusQuery  Used to check on the status of an existing request transaction. 
Submit  Submit or add as a new request. If the Credit Bureau determines that the report data already exists on their system and was recently pulled, they may return this previously pulled data instead of requesting new data from the repository bureau. 
Update  Update data for an existing report (specify Credit Report Identifier). 
Upgrade  Upgrade an existing report (specify Credit Report Identifier) to a type listed in Credit Report Type, or specify additional repository bureaus to be pulled. 

CreditReportRequestActionType Bound Attachments 
Name  Current Value 

CreditReportRequestActionType User-Defined Mappings 
Model  Name  RoleName  Parent Entity  Datatype  Domain  Description 

CreditReportRequestActionType Direct Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditReportRequestActionType Secondary Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditReportRequestActionType Direct Target Mappings 
Columns  Transformation Logic  Transformation Description 

CreditReportRequestActionType Secondary Target Mappings 
Columns  Transformation Logic  Transformation Description 


CreditReportRequestActionTypeOtherDescription 
Base Entity  CREDIT_REQUEST_DATA_DETAIL 
Attribute Name  CreditReportRequestActionTypeOtherDescription 
Logical Rolename   
ColumnName  CreditReportRequestActionTypeOtherDescription 
RoleName   
Domain  MISMOString 
Definition  This describes the desired request action when the Credit Report Request Action Type is set to Other. 
Note 
 

CreditReportRequestActionTypeOtherDescription Logical Attribute Properties 
Logical Attribute Name  CreditReportRequestActionTypeOtherDescription 
Datatype  VARCHAR(0) 
Nullable  NO 

CreditReportRequestActionTypeOtherDescription Domain Restrictions 
CheckConstraint   
Check Constraint Name   
Bound Rule   
Declared Default   
Bound Default   

CreditReportRequestActionTypeOtherDescription Bound Attachments 
Name  Current Value 

CreditReportRequestActionTypeOtherDescription User-Defined Mappings 
Model  Name  RoleName  Parent Entity  Datatype  Domain  Description 

CreditReportRequestActionTypeOtherDescription Direct Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditReportRequestActionTypeOtherDescription Secondary Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditReportRequestActionTypeOtherDescription Direct Target Mappings 
Columns  Transformation Logic  Transformation Description 

CreditReportRequestActionTypeOtherDescription Secondary Target Mappings 
Columns  Transformation Logic  Transformation Description 


CreditReportTransactionIdentifier 
Base Entity  CREDIT_REQUEST_DATA_DETAIL 
Attribute Name  CreditReportTransactionIdentifier 
Logical Rolename   
ColumnName  CreditReportTransactionIdentifier 
RoleName   
Domain  MISMOIdentifier 
Definition  Uniquely identifies a specific instance of a credit report transaction. 
Note 
 

CreditReportTransactionIdentifier Logical Attribute Properties 
Logical Attribute Name  CreditReportTransactionIdentifier 
Datatype  VARCHAR(0) 
Nullable  NO 

CreditReportTransactionIdentifier Domain Restrictions 
CheckConstraint   
Check Constraint Name   
Bound Rule   
Declared Default   
Bound Default   

CreditReportTransactionIdentifier Bound Attachments 
Name  Current Value 

CreditReportTransactionIdentifier User-Defined Mappings 
Model  Name  RoleName  Parent Entity  Datatype  Domain  Description 

CreditReportTransactionIdentifier Direct Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditReportTransactionIdentifier Secondary Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditReportTransactionIdentifier Direct Target Mappings 
Columns  Transformation Logic  Transformation Description 

CreditReportTransactionIdentifier Secondary Target Mappings 
Columns  Transformation Logic  Transformation Description 


CreditReportType 
Base Entity  CREDIT_REQUEST_DATA_DETAIL 
Attribute Name  CreditReportType 
Logical Rolename   
ColumnName  CreditReportType 
RoleName   
Domain  CreditReportEnum 
Definition  The type of credit report that was requested or produced. Most common types are Merged report (data from credit data repositories is merged), and RMCR (Residential Mortgage Credit Report - contains verified liabilities, employment, etc.)  
Note 
 

CreditReportType Logical Attribute Properties 
Logical Attribute Name  CreditReportType 
Datatype  VARCHAR(0) 
Nullable  YES 

CreditReportType Domain Restrictions 
CheckConstraint   
Check Constraint Name   
Bound Rule   
Declared Default   
Bound Default   

CreditReportType Reference Value (Bound to Domain) 
Name  ValidationRule110 
Description   
Type  By List 
Value  Value Description 
Error  This report type lists errors that caused the request transaction to be rejected 
LoanQuality  Credit report type used for performing a credit history search for undisclosed liabilities. 
LoanQualityCompare  Credit report type used for performing a credit history search and comparing the updated data against the original report. 
Merge  A merge report (also called merged infile) includes data on file from the selected credit data repositories. 
MergePlus  An enhanced version of the Merge product. Contact credit bureau for details. 
MortgageOnly  Provides a credit report showing only mortgage liabilities. The report may or may not include credit scores. 
NonTraditional  Provides credit evaluation for borrowers with minimal credit history. 
Other  Other 
RiskScoresOnly  Provides credit risk scores only. 
RMCR  Residential Mortgage Credit Report is an enhanced credit product that contains verified information and/or additional investigation. 
RMCRForeign  RMCR with additional foreign investigation. 
Status  Status 

CreditReportType Bound Attachments 
Name  Current Value 

CreditReportType User-Defined Mappings 
Model  Name  RoleName  Parent Entity  Datatype  Domain  Description 

CreditReportType Direct Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditReportType Secondary Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditReportType Direct Target Mappings 
Columns  Transformation Logic  Transformation Description 

CreditReportType Secondary Target Mappings 
Columns  Transformation Logic  Transformation Description 


CreditReportTypeOtherDescription 
Base Entity  CREDIT_REQUEST_DATA_DETAIL 
Attribute Name  CreditReportTypeOtherDescription 
Logical Rolename   
ColumnName  CreditReportTypeOtherDescription 
RoleName   
Domain  MISMOString 
Definition  When Credit Report Type is set to Other, enter its description in this element. 
Note 
 

CreditReportTypeOtherDescription Logical Attribute Properties 
Logical Attribute Name  CreditReportTypeOtherDescription 
Datatype  VARCHAR(0) 
Nullable  NO 

CreditReportTypeOtherDescription Domain Restrictions 
CheckConstraint   
Check Constraint Name   
Bound Rule   
Declared Default   
Bound Default   

CreditReportTypeOtherDescription Bound Attachments 
Name  Current Value 

CreditReportTypeOtherDescription User-Defined Mappings 
Model  Name  RoleName  Parent Entity  Datatype  Domain  Description 

CreditReportTypeOtherDescription Direct Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditReportTypeOtherDescription Secondary Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditReportTypeOtherDescription Direct Target Mappings 
Columns  Transformation Logic  Transformation Description 

CreditReportTypeOtherDescription Secondary Target Mappings 
Columns  Transformation Logic  Transformation Description 


CreditRepositoriesSelectedCount 
Base Entity  CREDIT_REQUEST_DATA_DETAIL 
Attribute Name  CreditRepositoriesSelectedCount 
Logical Rolename   
ColumnName  CreditRepositoriesSelectedCount 
RoleName   
Domain  MISMOCount 
Definition  This element stores the number of repository bureaus desired for a credit request. When a requestor uses this element, they are selecting the number of repositories to be pulled, not specific bureaus. The credit bureau would then choose which bureaus to b 
Note 
 

CreditRepositoriesSelectedCount Logical Attribute Properties 
Logical Attribute Name  CreditRepositoriesSelectedCount 
Datatype  INTEGER 
Nullable  NO 

CreditRepositoriesSelectedCount Domain Restrictions 
CheckConstraint   
Check Constraint Name   
Bound Rule   
Declared Default   
Bound Default   

CreditRepositoriesSelectedCount Bound Attachments 
Name  Current Value 

CreditRepositoriesSelectedCount User-Defined Mappings 
Model  Name  RoleName  Parent Entity  Datatype  Domain  Description 

CreditRepositoriesSelectedCount Direct Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditRepositoriesSelectedCount Secondary Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditRepositoriesSelectedCount Direct Target Mappings 
Columns  Transformation Logic  Transformation Description 

CreditRepositoriesSelectedCount Secondary Target Mappings 
Columns  Transformation Logic  Transformation Description 


CreditRequestDatetime 
Base Entity  CREDIT_REQUEST_DATA_DETAIL 
Attribute Name  CreditRequestDatetime 
Logical Rolename   
ColumnName  CreditRequestDatetime 
RoleName   
Domain  MISMODatetime 
Definition  A system generated date and time stamp enclosed within each request to identify the initiation time of the credit request. 
Note 
 

CreditRequestDatetime Logical Attribute Properties 
Logical Attribute Name  CreditRequestDatetime 
Datatype  TIMESTAMP/DATE 
Nullable  NO 

CreditRequestDatetime Domain Restrictions 
CheckConstraint   
Check Constraint Name   
Bound Rule   
Declared Default   
Bound Default   

CreditRequestDatetime Bound Attachments 
Name  Current Value 

CreditRequestDatetime User-Defined Mappings 
Model  Name  RoleName  Parent Entity  Datatype  Domain  Description 

CreditRequestDatetime Direct Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditRequestDatetime Secondary Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditRequestDatetime Direct Target Mappings 
Columns  Transformation Logic  Transformation Description 

CreditRequestDatetime Secondary Target Mappings 
Columns  Transformation Logic  Transformation Description 


CreditRequestType 
Base Entity  CREDIT_REQUEST_DATA_DETAIL 
Attribute Name  CreditRequestType 
Logical Rolename   
ColumnName  CreditRequestType 
RoleName   
Domain  CreditRequestEnum 
Definition  The Credit Request Type specifies either an Individual Report on one person, or a Joint Report on two married persons.  
Note 
 

CreditRequestType Logical Attribute Properties 
Logical Attribute Name  CreditRequestType 
Datatype  VARCHAR(0) 
Nullable  YES 

CreditRequestType Domain Restrictions 
CheckConstraint   
Check Constraint Name   
Bound Rule   
Declared Default   
Bound Default   

CreditRequestType Reference Value (Bound to Domain) 
Name  ValidationRule115 
Description   
Type  By List 
Value  Value Description 
Individual  Credit Report on a single individual 
Joint  A combined credit report on two married persons 

CreditRequestType Bound Attachments 
Name  Current Value 

CreditRequestType User-Defined Mappings 
Model  Name  RoleName  Parent Entity  Datatype  Domain  Description 

CreditRequestType Direct Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditRequestType Secondary Source Mappings 
Columns  Transformation Logic  Transformation Description 

CreditRequestType Direct Target Mappings 
Columns  Transformation Logic  Transformation Description 

CreditRequestType Secondary Target Mappings 
Columns  Transformation Logic  Transformation Description 


InitialCreditReportFirstIssuedDate 
Base Entity  CREDIT_REQUEST_DATA_DETAIL 
Attribute Name  InitialCreditReportFirstIssuedDate 
Logical Rolename   
ColumnName  InitialCreditReportFirstIssuedDate 
RoleName   
Domain  MISMODate 
Definition  The date on which the initial credit report for this loan was first issued. 
Note 
 

InitialCreditReportFirstIssuedDate Logical Attribute Properties 
Logical Attribute Name  InitialCreditReportFirstIssuedDate 
Datatype  DATE 
Nullable  NO 

InitialCreditReportFirstIssuedDate Domain Restrictions 
CheckConstraint   
Check Constraint Name   
Bound Rule   
Declared Default   
Bound Default   

InitialCreditReportFirstIssuedDate Bound Attachments 
Name  Current Value 

InitialCreditReportFirstIssuedDate User-Defined Mappings 
Model  Name  RoleName  Parent Entity  Datatype  Domain  Description 

InitialCreditReportFirstIssuedDate Direct Source Mappings 
Columns  Transformation Logic  Transformation Description 

InitialCreditReportFirstIssuedDate Secondary Source Mappings 
Columns  Transformation Logic  Transformation Description 

InitialCreditReportFirstIssuedDate Direct Target Mappings 
Columns  Transformation Logic  Transformation Description 

InitialCreditReportFirstIssuedDate Secondary Target Mappings 
Columns  Transformation Logic  Transformation Description 


PaymentPatternRatingCodeType 
Base Entity  CREDIT_REQUEST_DATA_DETAIL 
Attribute Name  PaymentPatternRatingCodeType 
Logical Rolename   
ColumnName  PaymentPatternRatingCodeType 
RoleName   
Domain  PaymentPatternRatingCodeEnum 
Definition  Identifies which system of rating codes is used within the Credit Liability Payment Pattern Data text string.  
Note 
 

PaymentPatternRatingCodeType Logical Attribute Properties 
Logical Attribute Name  PaymentPatternRatingCodeType 
Datatype  VARCHAR(0) 
Nullable  YES 

PaymentPatternRatingCodeType Domain Restrictions 
CheckConstraint   
Check Constraint Name   
Bound Rule   
Declared Default   
Bound Default   

PaymentPatternRatingCodeType Reference Value (Bound to Domain) 
Name  ValidationRule108 
Description   
Type  By List 
Value  Value Description 
Equifax  Uses Equifax coding systems for rating manner of payment. 
Experian  Uses Experian coding system for rating manner of payment. 
Other  Uses other rating code system. 

PaymentPatternRatingCodeType Bound Attachments 
Name  Current Value 

PaymentPatternRatingCodeType User-Defined Mappings 
Model  Name  RoleName  Parent Entity  Datatype  Domain  Description 

PaymentPatternRatingCodeType Direct Source Mappings 
Columns  Transformation Logic  Transformation Description 

PaymentPatternRatingCodeType Secondary Source Mappings 
Columns  Transformation Logic  Transformation Description 

PaymentPatternRatingCodeType Direct Target Mappings 
Columns  Transformation Logic  Transformation Description 

PaymentPatternRatingCodeType Secondary Target Mappings 
Columns  Transformation Logic  Transformation Description 


PaymentPatternRatingCodeTypeOtherDescription 
Base Entity  CREDIT_REQUEST_DATA_DETAIL 
Attribute Name  PaymentPatternRatingCodeTypeOtherDescription 
Logical Rolename   
ColumnName  PaymentPatternRatingCodeTypeOtherDescription 
RoleName   
Domain  MISMOString 
Definition  When Payment Pattern Rating Code Type has a value of Other, this element identifies the rating code system applied to the Credit Liability Payment Pattern Data text string. 
Note 
 

PaymentPatternRatingCodeTypeOtherDescription Logical Attribute Properties 
Logical Attribute Name  PaymentPatternRatingCodeTypeOtherDescription 
Datatype  VARCHAR(0) 
Nullable  NO 

PaymentPatternRatingCodeTypeOtherDescription Domain Restrictions 
CheckConstraint   
Check Constraint Name   
Bound Rule   
Declared Default   
Bound Default   

PaymentPatternRatingCodeTypeOtherDescription Bound Attachments 
Name  Current Value 

PaymentPatternRatingCodeTypeOtherDescription User-Defined Mappings 
Model  Name  RoleName  Parent Entity  Datatype  Domain  Description 

PaymentPatternRatingCodeTypeOtherDescription Direct Source Mappings 
Columns  Transformation Logic  Transformation Description 

PaymentPatternRatingCodeTypeOtherDescription Secondary Source Mappings 
Columns  Transformation Logic  Transformation Description 

PaymentPatternRatingCodeTypeOtherDescription Direct Target Mappings 
Columns  Transformation Logic  Transformation Description 

PaymentPatternRatingCodeTypeOtherDescription Secondary Target Mappings 
Columns  Transformation Logic  Transformation Description