BORROWER_DETAIL |
EntityType | Dependent |
Logical Entity Name | BORROWER_DETAIL |
Default Table Name | DEAL/SERVICES/SERVICE/CREDIT/CREDIT_RESPONSE/PARTIES/PARTY/ROLES/ROLE/BORROWER/BORROWER_DETAIL |
Definition | |
Note |
BORROWER_DETAIL Attributes |
Attribute/Logical Rolename | Domain | Datatype | NULL | Definition |
BorrowerAgeAtApplicationYearsCount | MISMOCount | INTEGER | NO | The age of the borrower at the time of application in years. |
BorrowerApplicationSignedDate | MISMODate | DATE | NO | The date that the borrower signed the loan application. Collected on the URLA in Section IX (Borrowers Signature Date). |
BorrowerBirthDate | MISMODate | DATE | NO | Borrowers date of birth. |
BorrowerCanadianSocialInsuranceNumberIdentifier | MISMOIdentifier | VARCHAR(0) | NO | The Canadian Social Insurance Number associated with the borrower. |
BorrowerCharacteristicType | BorrowerCharacteristicEnum | VARCHAR(0) | YES | Specifies the classification applied to a borrower for the purposes of processing or reporting. |
BorrowerCharacteristicTypeOtherDescription | MISMOString | VARCHAR(0) | NO | The description of the Borrower Characteristic Type when Other is selected as the option from the enumerated list. |
BorrowerClassificationType | BorrowerClassificationEnum | VARCHAR(0) | YES | Indicates whether the borrower is the primary or a secondary borrower. |
BorrowerMailToAddressSameAsPropertyIndicator | MISMOIndicator | BIT | NO | When true, indicates that the mailing address for the borrower is the same as the property address. |
BorrowerQualifyingIncomeAmount | MISMOAmount | DECIMAL(0, 2) | NO | The total monthly borrower income per lender or investor guidelines. |
BorrowerRelationshipTitleType | BorrowerRelationshipTitleEnum | VARCHAR(0) | YES | The description of the relationship of a borrower to (an) other borrower(s), if any, for Title purposes. |
BorrowerRelationshipTitleTypeOtherDescription | MISMOString | VARCHAR(0) | NO | When Other is specified in Borrower Relationship Title Type, this element contains the description. |
BorrowerSameAsBuilderIndicator | MISMOIndicator | BIT | NO | When true, indicates that the Borrower is also the Builder on the loan transaction. |
BorrowerTotalMortgagedPropertiesCount | MISMOCount | INTEGER | NO | The number of 1-4 unit properties that are financed and owned and/or obligated on by an individual borrower. |
CreditFileBorrowerAgeYearsCount | MISMOCount | INTEGER | NO | The age of the borrower reported in the credit file returned from the repository bureau. The age is sometimes reported in lieu of the date of birth. |
CreditReportAuthorizationIndicator | MISMOIndicator | BIT | NO | Indicates that the borrower gave the lender consent to pull credit report. |
CreditReportIdentifier | MISMOIdentifier | VARCHAR(0) | NO | A reference number assigned by the credit bureau to a specific credit report. This report number is also referenced when a Reissue, Upgrade, or Status Query of an existing report is requested. |
DependentCount | MISMOCount | INTEGER | NO | The number of dependents disclosed by the borrower. Collected on the URLA in Section III (Dependents No.). |
JointAssetLiabilityReportingType | JointAssetLiabilityReportingEnum | VARCHAR(0) | YES | A statement made by two borrowers on a single loan application indicating whether their reporting of assets and liabilities is being completed jointly or not jointly. Collected on the URLA in Section VI (Completed Jointly / Not Jointly - Check Box). |
MaritalStatusType | MaritalStatusEnum | VARCHAR(0) | YES | The marital status of the party as disclosed by the party. |
SchoolingYearsCount | MISMOCount | INTEGER | NO | The number of years the borrower has attended school. Collected on the URLA in Section III (Yrs. School). |
SignedAuthorizationToRequestTaxRecordsIndicator | MISMOIndicator | BIT | NO | Indicates that the IRS form (4506 or 4506T) that gives the lender the authority to request copies of tax records is present. |
SSNCertificationIndicator | MISMOIndicator | BIT | NO | Indicates whether the Social Security # has been certified. |
TaxRecordsObtainedIndicator | MISMOIndicator | BIT | NO | Indicates that the IRS form (4506 or 4506T) that gives the lender the authority to request copies of tax records has been executed by the lender. |
BORROWER_DETAIL Keys |
Key Name | Key Type | Keys |
BORROWER_DETAIL Relationships |
Parent Relationships: |
Entity Name | Type | Cardinality | Business Name | VerbPhrase | InversePhrase | Foreign Keys | Is Supertype |
BORROWER | Identifying | One to Zero or One | NO |
Child Relationships: |
Entity Name | Type | Cardinality | Business Name | VerbPhrase | InversePhrase | Foreign Keys | Is Subtype |
BORROWER_DETAIL Check Constraints |
Check Constraint Name | CheckConstraint |
BORROWER_DETAIL Bound Attachments |
Name | Current Value |
BORROWER_DETAIL User-Defined Mappings |
Model | Name | Description |
BORROWER_DETAIL Data Movement Rules |
Name | Type | Rule Text/Value |