| Attribute/Logical Rolename |
Domain |
Datatype |
NULL |
Definition |
| BaseGuarantyFeePercent |
MISMOPercent |
DECIMAL(0, 2) |
NO |
The guaranty fee rate prior to applying any adjustments, such as buyup/buydown. This can be specified in a price sheet, commitment, or other agreement. The guaranty fee is a portion of the interest on the loan that is paid to a party to ensure the timely |
| ConcurrentServicingTransferIndicator |
MISMOIndicator |
BIT |
NO |
Indicates that servicing is transferred concurrent with loan delivery. |
| ContractVarianceCode |
MISMOCode |
VARCHAR(0) |
NO |
A code assigned by the contracting system identifying a variance from the master contract. |
| ContractVarianceCodeIssuerType |
ContractVarianceCodeIssuerEnum |
VARCHAR(0) |
YES |
Identifying the party who issued the variance code.
|
| ContractVarianceCodeIssuerTypeOtherDescription |
MISMOString |
VARCHAR(0) |
NO |
The description of the Contract Variance Code Issuer Type when Other is selected as the option from the enumerated list. |
| ExceptionInterestAdjustmentDayMethodType |
ExceptionInterestAdjustmentDayMethodEnum |
VARCHAR(0) |
YES |
The day basis on which the exception interest adjustment is computed based on the servicing contract.
|
| ExecutionType |
ExecutionEnum |
VARCHAR(0) |
YES |
Specifies the type of execution through which the loan was purchased by an investor.
|
| ExecutionTypeOtherDescription |
MISMOString |
VARCHAR(0) |
NO |
A free form text field used to collect additional information when Other is selected for Execution Type. |
| FundingInterestAdjustmentDayMethodType |
FundingInterestAdjustmentDayMethodEnum |
VARCHAR(0) |
YES |
The day basis on which the funding interest adjustment is computed based on the purchase contract.
|
| GuaranteeFeeAddOnIndicator |
MISMOIndicator |
BIT |
NO |
Indicates whether an eligible Seller has elected the Add On or Post-Settlement delivery fees for a specific Mortgage. |
| GuarantyFeeAfterAlternatePaymentMethodPercent |
MISMOPercent |
DECIMAL(0, 2) |
NO |
Contractual guaranty fee (after adjusting for the alternate payment method (APM) remittance cycle, if applicable) for an Mortgage Backed Security (MBS) pool mortgage. |
| GuarantyFeePercent |
MISMOPercent |
DECIMAL(0, 2) |
NO |
The guaranty fee rate after applying all adjustments to the guaranty fee, such as buyup/buydown. The guaranty fee is a portion of the interest on the loan that is paid to a party to guarantee the timely payment of interest and principal to the holders of |
| InterestVarianceToleranceMaximumAmount |
MISMOAmount |
DECIMAL(0, 2) |
NO |
The maximum allowed dollar amount variance between the reported and the expected or scheduled interest. |
| InvestorCollateralProgramIdentifier |
MISMOIdentifier |
VARCHAR(0) |
NO |
Identifies the collateral program associated with the loan as identified by a specific entity. The entity may be referenced using the OwnerURI attribute. |
| InvestorCommitmentTakeoutPricePercent |
MISMOPercent |
DECIMAL(0, 2) |
NO |
The investors committed takeout price for a loan expressed as a precentage. |
| InvestorDealIdentifier |
MISMOIdentifier |
VARCHAR(0) |
NO |
The unique identifier assigned by the investor to a single family structured transaction. |
| InvestorGroupingIdentifier |
MISMOIdentifier |
VARCHAR(0) |
NO |
A unique identifier that segregates loans for a specific investor according to defined characteristics, such as interest rate, service fee, pool, asset group, etc. |
| InvestorGuarantyFeeAfterBuyupBuydownPercent |
MISMOPercent |
DECIMAL(0, 2) |
NO |
The investor guaranty fee rate after any addition or reduction to the base guaranty fee rate due to a guaranty fee buyup or buydown. The investor guaranty fee is a portion of the interest on the loan that is paid to a party to guarantee the timely payment |
| InvestorHeldCollateralPercent |
MISMOPercent |
DECIMAL(0, 2) |
NO |
The percentage of the Original Loan Balance that is being held as collateral by the investor for default costs on the loan. |
| InvestorInstitutionIdentifier |
MISMOIdentifier |
VARCHAR(0) |
NO |
Identifies the secondary mortgage market institution (investor) associated with the lender or trading partner. |
| InvestorLoanCommitmentExpirationDate |
MISMODate |
DATE |
NO |
The expiration date for acommitment by an investor to acquire a loan. |
| InvestorLoanEarlyPayoffPenaltyWaiverIndicator |
MISMOIndicator |
BIT |
NO |
Indicates that the investor waives the full prepayment penalties |
| InvestorLoanEffectiveDate |
MISMODate |
DATE |
NO |
The due date of the first payment to the investor. |
| InvestorLoanPartialPrepaymentPenaltyWaiverIndicator |
MISMOIndicator |
BIT |
NO |
Indicates that the investor waives the curtailment penalties |
| InvestorMasterCommitmentIdentifier |
MISMOIdentifier |
VARCHAR(0) |
NO |
The unique identifier of the master commitment that states the terms under which a lender and an investor agree to deliver/receive mortgage loans in exchange for funds or securities. Subordinate commitments with further delineation of conditions are creat |
| InvestorOwnershipPercent |
MISMOPercent |
DECIMAL(0, 2) |
NO |
Identifies the percentage amount of the loan owned by the investor |
| InvestorOwnershipType |
InvestorOwnershipEnum |
VARCHAR(0) |
YES |
Identifies the ownership status of the investor.
|
| InvestorProductPlanIdentifier |
MISMOIdentifier |
VARCHAR(0) |
NO |
Specifies the source of the list for identifiers of the adjustable loan product being financed. Used for the Fannie Mae Product Plan, Freddie Mac Product Plan and other investor product plans. |
| InvestorRemittanceDay |
MISMODay |
DATE |
NO |
The day of the month on which principal and interest for the loan are remitted by the servicer to the investor. |
| InvestorRemittanceType |
InvestorRemittanceEnum |
VARCHAR(0) |
YES |
This describes the contractual accounting method used to calculate the funds received by the Servicer from the borrower that are due to the investor.
|
| InvestorRemittanceTypeOtherDescription |
MISMOString |
VARCHAR(0) |
NO |
A free-form text field used to capture the Investor Remittance Type if Other is selected. |
| InvestorReportingMethodType |
InvestorReportingMethodEnum |
VARCHAR(0) |
YES |
Specifies the reporting method required by the investor from the servicer.
|
| InvestorRequiredMarginPercent |
MISMOPercent |
DECIMAL(0, 2) |
NO |
Field used in the pass through calculation when the Bottom Up method is used. |
| InvestorServicingFeeAmount |
MISMOAmount |
DECIMAL(0, 2) |
NO |
The fixed dollar amount that is paid to the servicer by the investor for servicing the mortgage if the service fee is not expressed as a rate. |
| InvestorServicingFeeRatePercent |
MISMOPercent |
DECIMAL(0, 2) |
NO |
The percentage of interest collected that is paid to the servicer by the investor for servicing the mortgage (gross) |
| LastReportedToInvestorPrincipalBalanceAmount |
MISMOAmount |
DECIMAL(0, 2) |
NO |
Last principal balance reported to the investor |
| LateDeliveryGraceDaysCount |
MISMOCount |
INTEGER |
NO |
The number of days allowed for late delivery of the loan, beyond the scheduled delivery date. |
| LenderTargetFundingDate |
MISMODate |
DATE |
NO |
The date the lender selects to have their Whole Loan purchase funded. Proceeds are typically wired to the lender 24 hours after the purchase of the loan. By selecting this date, the lender manages when the funds are to be wired. |
| LoanAcquisitionScheduledUPBAmount |
MISMOAmount |
DECIMAL(0, 2) |
NO |
The scheduled unpaid principal balance of the mortgage as of loan acquisition or the issue date of the associated security. |
| LoanBuyupBuydownBasisPointNumber |
MISMONumeric |
DECIMAL(0, 2) |
NO |
The number of basis points of loan level buyup/buydown selected by the seller for this mortgage. |
| LoanBuyupBuydownType |
LoanBuyupBuydownEnum |
VARCHAR(0) |
YES |
Specifies the type of buyup or buydown an eligible Seller has elected to exercise for a specific mortgage.
|
| LoanBuyupBuydownTypeOtherDescription |
MISMOString |
VARCHAR(0) |
NO |
A free form text field used to provide additional information when Other is selected vor Loan Buyup Buydown Type. |
| LoanDefaultedReportingFrequencyType |
LoanDefaultedReportingFrequencyEnum |
VARCHAR(0) |
YES |
The frequency that the servicer must report for loans that are in default.
|
| LoanDefaultLossPartyType |
LoanDefaultLossPartyEnum |
VARCHAR(0) |
YES |
Indicates the party that bears the default loss for the loan.
|
| LoanDelinquencyAdvanceDaysCount |
MISMOCount |
INTEGER |
NO |
The number of days after which a servicer can stop advancing funds on a delinquent loan. |
| LoanFundingAdvancedAmount |
MISMOAmount |
DECIMAL(0, 2) |
NO |
The dollar amount disbursed under a loan agreement in advance of full funding. |
| LoanPriorOwnerName |
MISMOString |
VARCHAR(0) |
NO |
The name of the legal entity from which the seller acquired the loan. |
| LoanPurchaseDiscountAmount |
MISMOAmount |
DECIMAL(0, 2) |
NO |
The difference between the dollar price paid for the loan and its UPB at the time of purchase when the UPB is less than price paid. |
| LoanPurchasePremiumAmount |
MISMOAmount |
DECIMAL(0, 2) |
NO |
The difference between the dollar price paid for the loan and its UPB at the time of purchase when the UPB is more than price paid. |
| LoanServicingFeeBasisPointNumber |
MISMONumeric |
DECIMAL(0, 2) |
NO |
The number of basis points of servicing fee selected for this mortgage. |
| LoanServicingIndicator |
MISMOIndicator |
BIT |
NO |
Indicates whether the seller will identify specific loan level servicing values for this mortgage. |
| LoanServicingRightsPurchaseOnlyIndicator |
MISMOIndicator |
BIT |
NO |
Indicates that the transaction on the Investors side is a Purchase of servicing rights rather than the purchase of an asset. |
| LoanYieldSpreadPremiumAmount |
MISMOAmount |
DECIMAL(0, 2) |
NO |
A premium, expressed as a dollar amount, calculated based upon the difference between the interest rate of the loan and the market rate at the time of funding. |
| PassThroughCalculationMethodType |
PassThroughCalculationMethodEnum |
VARCHAR(0) |
YES |
Determines what formula is used to calculate the investor pass through rate as defined in the investor contract.
|
| PassThroughCeilingRatePercent |
MISMOPercent |
DECIMAL(0, 2) |
NO |
Investor rate ceiling used in bottom up calculations. |
| PassThroughRatePercent |
MISMOPercent |
DECIMAL(0, 2) |
NO |
The rate at which interest is passed by the servicer to the investor. It equals the note rate less the service fee rate and excess service fee rate. |
| PrincipalVarianceToleranceMaximumAmount |
MISMOAmount |
DECIMAL(0, 2) |
NO |
The maximum allowed dollar amount variance between the reported and the expected or scheduled principal. |
| RelatedInvestorLoanIdentifier |
MISMOIdentifier |
VARCHAR(0) |
NO |
Identifier of a loan from a related or original transaction. May be used for modifications and conversion of existing loans. |
| RelatedLoanInvestorType |
RelatedLoanInvestorEnum |
VARCHAR(0) |
YES |
Specifies the investor of the associated loan.
|
| RelatedLoanInvestorTypeOtherDescription |
MISMOString |
VARCHAR(0) |
NO |
A free form text field used to collect additional information when Other is selected for Related Loan investor Type. |
| REOMarketingPartyType |
REOMarketingPartyEnum |
VARCHAR(0) |
YES |
Identifies the party responsible for marketing the property in case of default.
|
| REOMarketingPartyTypeOtherDescription |
MISMOString |
VARCHAR(0) |
NO |
A free form text field used to collect additional information when Other is selected for REO Marketing Party Type. |
| ServicingFeeMinimumRatePercent |
MISMOPercent |
DECIMAL(0, 2) |
NO |
The minimum service fee rate, expressed as a percent, to be earned by the servicer. |
| ThirdPartyLoanAcquisitionPriceAmount |
MISMOAmount |
DECIMAL(0, 2) |
NO |
The dollar amount that was paid by the seller to acquire the loan from a third party. |
| UPBVarianceToleranceMaximumAmount |
MISMOAmount |
DECIMAL(0, 2) |
NO |
The maximum allowed dollar amount variance between the reported and the expected or scheduled unpaid principal balance (UPB). |
| WarehouseAdvanceAmount |
MISMOAmount |
DECIMAL(0, 2) |
NO |
The dollar amount of the advance against a warehouse line of credit. |
| WarehouseCommitmentSubcategoryIdentifier |
MISMOIdentifier |
VARCHAR(0) |
NO |
Uniquely identifies a subcategory of a warehouse commitment. |